Polk County property record for 4608 Smith Rd, Lakeland, FL 33810
| Property Type | Residential Vacant Land |
|---|---|
| Details | 2 bd · 1 ba · 1,480 sqft · built 1941 |
| Lot Size | 10.1 acres (443,789 sqft) |
| Owner | Individual Name on File |
| Last Sale | $269,000 (Apr 2024) |
| Tax Bill | $336 (2025) |
| Deeds & Mortgages | Mar 2025 Construction Loan Apr 2024 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 23-27-28-000000-044010 |
| Primary APN | 23-27-28-000000-044010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,480 sqft Living Area |
| 1st Floor Area | 1,480 sqft |
| Flooring | Tile |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 443,789 sqft |
| View / Lot | Commercial/Industrial |
| Garage Type | Detached |
| Garage Area | 80 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 315 sqft |
| Cooling System | None |
|---|
| Street Address | 4608 SMITH RD |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33810-6004 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R3 |
| Legal Description | NE1/4 OF SW1/4 OF SW1/4 |
| Legal Range | 23E |
| Legal Township | 27S |
| Legal Section | 28 |
| Legal Subdivision | KATHLEEN HEIGHTS |
| Legal Block | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 12124 |
4608 Smith Rd, residential vacant land, is owned by an individual who bought it in April 2024.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1714 BLOSSOM CIR W, LAKELAND, FL 33805-2668 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2025 | Deed of Trust, Mortgage · Construction Mortgage BANK OF CENTRAL FLORIDA |
| Apr 26, 2024 | Special Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 2024 · Amount on File |
| Deed Sale | Apr 26, 2024 · Amount on File |
| Prior Sale | Dec 11, 2023 · Amount on File |
| Deed Document Number | 202497266 |
| Deed Book / Page | 13094 / 460 |
| Prior Transfer Date | Apr 7, 1994 |
| Prior Transfer Doc | 3374000476 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4608 SMITH RD, LAKELAND, FL 33810-6004 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1315 W WALNUT ST, LAKELAND, FL 33815-4329 |
| Document Number | 0000062875 |
|---|---|
| Date | Mar 20, 2025 |
| Book Page | 13474/863 |
| Instrument | 2025062875 |
| Name | BANK OF CENTRAL FLORIDA |
|---|---|
| Type | Bank |
| Address | LAKELAND, FL 33813 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 26, 2024 |
| Property Address | 4608 SMITH RD, LAKELAND, FL 33810-6004 |
| Document Number | 0000097266 |
| Book / Page | 13094 / 460 |
| Instrument Date | Mar 21, 2024 |
| Instrument | 2024097266 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | UNKNOWN, MAINSTAY TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,883.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14405 WALTERS RD STE 200, 200, HOUSTON, TX 77014-1345 |
| Name | Verified Name |
|---|---|
| Address | 1714 BLOSSOM CIR W, LAKELAND, FL 33805-2668 |
| Document Number | 0013094462 |
|---|---|
| Date | Apr 26, 2024 |
| Instrument | 13094/462 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | May 1, 2029 |
The 2025 property tax bill for 4608 Smith Rd was $336.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $25,990 (-) Land $25,990 | $25,990 (-) Land $25,990 | |
| 2025 | $336.00 | $25,990 Land $25,990 | $25,990 Land $25,990 |
| 2023 | $572.00 (+6.52%) Homeowner's exemption | $42,496 (+3%) | $163,675 (+11.98%) Land $49,931 Building $113,744 |
| 2022 | $537.00 Homeowner's exemption | $41,258 | $146,165 Land $41,779 Building $104,386 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4608 Smith Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 6 (2004–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4608 Smith Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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