4608 Serena Cir, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 4608 Serena Cir, Saint Augustine, FL 32084 · Last verified June 2026

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,460 sqft · built 2004
Owner	2 Company Names on File
Last Sale	$390,000 (Feb 2024)
Tax Bill	$5,442 (2025)
Deeds & Mortgages	Feb 2024 Sale Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`094151-4608`

Property Details

APN / Parcel Number

Primary APN	`094151-4608`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,460 sqft Living Area
1st Floor Area	1,460 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004

Location & Zoning

Street Address	4608 SERENA CIR
City	SAINT AUGUSTINE
State	FL
Zip	32084-7011
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VISTA COVE CONDO (OR1311/382 & RESTATED DEC OR2224/454) (AMEND OR2342/1451 PH 31) UNIT 4608 OR5904/1043
Legal Range	29E
Legal Township	07S
Legal Section	12
Legal Subdivision	VISTA COVE PH 31 BLDG 46
Legal Phase	31
Legal Lot Number	4608
Legal Unit	4608
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2018
Census Tract	20300

Owner

Source: St. Johns County records · APN 094151-4608

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	4608 SERENA CIR, SAINT AUGUSTINE, FL 32084-7011
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Warranty Deed, Transfer GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC
Jun 02, 2023	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 15, 2019	Deed of Trust, Mortgage · Line of Credit LIVE OAK BKG
Jul 12, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 23, 2024 · Amount on Record
Deed Sale	Feb 23, 2024 · Amount on Record
Prior Sale	Jun 02, 2023 · Amount on Record
Deed Document Number	202413608
Deed Book / Page	5904 / 1043
Prior Transfer Date	Jun 21, 2019
Prior Transfer Doc	0047580220
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 23, 2024
Property Address	4608 SERENA CIR, SAINT AUGUSTINE, FL 32084-7011
Document Number	0059041043
Book / Page	5904 / 1043
Map Reference	MB 2320 PG 1122
Instrument Date	Feb 22, 2024
Instrument	2024013608
Transaction Type	Transfer
Record Updated	Mar 07, 2024
Title Company	GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$2,730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	402 TRINITY CT, SAUGERTIES, NY 12477-5130

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4608 SERENA CIR, SAINT AUGUSTINE, FL 32084-7011

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 02, 2023
Property Address	4608 SERENA CIR, SAINT AUGUSTINE, FL 32084-7011
Document Number	0057681639
Book / Page	5768 / 1639
Map Reference	MB 2320 PG 1122
Instrument Date	May 23, 2023
Instrument	2023042634
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4052 ASHDALE WAY, CLARKSTON, MI 48348-4962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4608 SERENA CIR, SAINT AUGUSTINE, FL 32084-7011

Mortgage

Document Number	0057681641
Date	Jun 02, 2023
Instrument	5768/1641

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2053

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	4608 SERENA CIR, SAINT AUGUSTINE, FL 32084-7011
Document Number	0047831683
Instrument Date	Aug 15, 2019
Transaction Type	Mortgage
Record Updated	Sep 06, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4608 SERENA CIR ST AUGUSTINE FL 320847011, ST AUGUSTINE, FL 32084-7011

Mortgage

Document Number	0047831683
Date	Aug 23, 2019
Book Page	004783/001683
Instrument	62672

Lender

Name	LIVE OAK BKG
Type	Bank
Address	1741 TIBURON DR, WILMINGTON, NC 28403-6244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Aug 22, 2026

Interest

Rate Type	Adjustable Rate

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 12, 2019
Property Address	4608 SERENA CIR, SAINT AUGUSTINE, FL 32084-7011
Document Number	0047580220
Book / Page	004758 / 000220
Instrument Date	Jun 21, 2019
Instrument	50091
Transaction Type	Transfer
Record Updated	Jul 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7325 INGOMAR LN CLARKSTON MI 483485402, CLARKSTON, MI 48348-5402

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,000 (-) Building $315,000	$315,000 (-) Building $315,000
2025	$5,442.00 (+4.53%) Homeowner's exemption	$315,000 (+6.51%)	$315,000 (+6.51%)
2024	$5,206.00 (+14.09%)
2023	$4,563.00 (+18.12%)	$295,740 (+39.17%)	$295,740 (+39.17%)
2022	$3,863.00	$212,500	$212,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090203002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 99 individual NFIP policies nearby
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	16 (1979–2022)
Claims Outside the SFHA	1 of 16
Most Recent Claim	Sep 2022, tidal / storm surge, Hurricane Ian
Claims By Storm	Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 4 claims

Wildfire

Wildfire Risk	Low above 6% of the US · above 5% of Florida
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 297 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
IQ Fiber Intermediate Holdings	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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