4608 SE 15th St, Ocala, FL 34471 Property Records

Marion County property record for 4608 SE 15th St, Ocala, FL 34471

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,264 sqft · built 1995
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (May 2026)
Tax Bill	$2,803 (2025)
Deeds & Mortgages	Dec 2023 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29651-002-11`

Property Details

APN / Parcel Number

Primary APN	`29651-002-11`
Alternative APNs	`2575875000` `2575875`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,264 sqft Living Area
Gross Area	3,010 sqft
1st Floor Area	2,264 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Modern
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	150 ft deep x 108 ft wide
Garage Type	Attached
Garage Area	541 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	205 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4608 SE 15TH ST
City	OCALA
State	FL
Zip	34471-8507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 23 TWP 15 RGE 22 PLAT BOOK 001 PAGE 196 COUNTRY ESTATES KENSINGTON ADDITION BLK B LOT 11
Legal Range	22E
Legal Township	15S
Legal Section	23
Legal Subdivision	COUNTRY ESTATES KENSINGTON ADDITION
Legal Block	B
Legal Lot Number	11
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	2
Census Block	2014
Census Tract	2203

Owner

4608 SE 15th St is owned and occupied by two individuals who bought it in May 2026.

Source: Marion County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4608 SE 15TH ST, OCALA, FL 34471-8507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 15, 2026	Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
May 15, 2026	Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2026 · Amount on File
Deed Sale	May 15, 2026 · Amount on File
Prior Sale	May 12, 2003 · Amount on File
Deed Document Number	202662431
Deed Book / Page	8909 / 415
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	4608 SE 15TH ST, OCALA, FL 34471-8507
Transaction Type	Mortgage
Record Updated	Jun 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4850 A1A S 206, 206, SAINT AUGUSTINE, FL 32080-7447

Mortgage

Document Number	0082101064
Date	Dec 14, 2023
Book Page	8210/1064
Instrument	2023158947

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	May 15, 2026
Property Address	4608 SE 15TH ST, OCALA, FL 34471-8507
Document Number	0000062431
Book / Page	8909 / 415
Instrument Date	May 14, 2026
Instrument	202662431
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	OCALA LAND TITLE INSURANCE AGENCY, OCALA LAND TITLE INSURANCE AGE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$282,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4608 SE 15TH ST, OCALA, FL 34471-8507

Mortgage

Document Number	0000062432,
Date	May 15, 2026
Instrument	202662432

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	May 15, 2026
Property Address	4608 SE 15TH ST, OCALA, FL 34471-8507
Document Number	0089090415
Book / Page	8909 / 415
Instrument Date	May 14, 2026
Instrument	202662431
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	OCALA LAND TITLE, OCALA LAND TITLE INSURANCE AGE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$282,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4608 SE 15TH ST, OCALA, FL 34471-8507

Mortgage

Document Number	0000062432,
Date	May 15, 2026
Instrument	202662432

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 4608 SE 15th St was $2,803 with a homeowner's exemption.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Municipality	Ocala City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,803.00 Homeowner's exemption	$183,584	$314,551 Land $45,000 Building $269,551
2023	$2,684.00 (+9.78%) Homeowner's exemption	$173,214 (+3%) Land $40,000 Building $133,214	$300,964 (+9.07%) Land $40,000 Building $260,964
2022	$2,445.00 Homeowner's exemption	$168,169	$275,940 Land $40,000 Building $235,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4608 SE 15th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4608 SE 15th St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable	2,000 / 100

May also be available: Central Florida Broadband, Ocala Fiber Network.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on SE 15th St

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