4608 Ruggle's Rd, Taneytown, MD 21787 Property Records

Carroll County property record for 4608 Ruggle's Rd, Taneytown, MD 21787

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,836 sqft · built 2006
Lot Size	3.16 acres (137,650 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Oct 2019)
Tax Bill	$5,003 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-043676`

Property Details

APN / Parcel Number

Primary APN	`01-043676`
Alternative APN	`043676`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,836 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	137,650 sqft (3.16 acres)
Deck Area	364 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	043676
Street Address	4608 RUGGLES RD
City	TANEYTOWN
State	MD
Zip	21787-1310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT - 3.16 ACS 4608 RUGGLES RD TANEYTOWN
Jurisdiction	CARROLL MD
Township / Civil Division	1, TANEYTOWN
Census Block Group	3
Census Block	3018
Census Tract	501002

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4608 RUGGLES RD, TANEYTOWN, MD 21787-1310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 28, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 1, 2019	Deed, Transfer · Stand-Alone First Mortgage TOWER FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2019 · Amount on Record
Deed Sale	Oct 1, 2019 · Amount on Record
Prior Sale	Aug 31, 2005
Deed Book / Page	9427 / 464
Prior Transfer Date	Aug 26, 2005
Prior Transfer Doc	0045650435
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4608 RUGGLES RD, TANEYTOWN, MD 21787-1310
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100900177
Date	Feb 5, 2021
Book Page	10090/177

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4608 RUGGLES RD, TANEYTOWN, MD 21787-1310
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100150214
Date	Dec 28, 2020
Book Page	10015/214

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Oct 1, 2019
Property Address	4608 RUGGLES RD, TANEYTOWN, MD 21787-1310
Document Number	0094270464
Book / Page	9427 / 0464
Instrument Date	Sep 25, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	TOWER TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4608 RUGGLES RD, TANEYTOWN, MD 21787-1310

Mortgage

Document Number	0009427471
Date	Oct 1, 2019
Instrument	9427/471

Lender

Name	TOWER FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,003.00 (+7.71%)	$441,400 (+7.8%) Land $145,800 Building $295,600	$441,400 (-) Land $145,800 Building $295,600
2025	$4,645.00 (+18.95%)	$409,467 (+18.48%)	$441,400 (+27.72%) Land $145,800 Building $295,600
2023	$3,905.00	$345,600 Land $145,800 Building $199,800	$345,600 Land $145,800 Building $199,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1979–2003)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: Quantum Internet & Telephone.

Cell Coverage

5G (outdoors only) and 4G LTE

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