4608 Regency Dr, Durham, NC 27713 Property Records

Durham County property record for 4608 Regency Dr, Durham, NC 27713

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,385 sqft · built 2000
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$670,000 (Oct 2025)
Tax Bill$6,727 (2026)
Deeds & MortgagesOct 2021 Line of Credit
Oct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0719-97-5443

Property Details

APN / Parcel Number

Primary APN0719-97-5443
Alternative APNs
  • 0719-97-54-4319
  • 145662

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area3,385 sqft Heated Area
1st Floor Area2,988 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleConventional
Lot Area9,148 sqft (0.21 acres)
Garage TypeAttached
Garage Area420 sqft
PorchPorch
Porch Area116 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address4608 REGENCY DR
CityDURHAM
StateNC
Zip27713-6507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDR 3.440
Legal DescriptionHOPE VALLEY FARMS-REGENCY /PH:02A/LT#62 PL:000143-000172
Legal SubdivisionHPVL FRMS/REGENCY P-2A
Legal Phase2A
Legal Lot Number62
JurisdictionDURHAM NC
Township / Civil DivisionTRIANGLE
Census Block Group5
Census Block5002
Census Tract2024

Owner

4608 Regency Dr is owned and occupied by two individuals who bought it in October 2025.

Source: Durham County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address4608 REGENCY DR, DURHAM, NC 27713-6507
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2021Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Oct 7, 2025Warranty Deed, Transfer · Conventional Mortgage
FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 7, 2025 · Amount on File
Deed SaleOct 7, 2025 · Amount on File
Prior SaleApr 16, 2001 · Amount on File
Deed Document Number2025149953
Deed Book / Page10399 / 457
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDURHAM NC
Property Address4608 REGENCY DR, DURHAM, NC 27713-6507
Transaction TypeMortgage
Record UpdatedOct 20, 2025
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095000424
DateOct 20, 2021
Book Page9500/424
Instrument2021053411
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressCHAPEL HILL, NC 27515
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDURHAM NC
Recording DateOct 7, 2025
Property Address4608 REGENCY DR, DURHAM, NC 27713-6507
Document Number0103990457
Book / Page10399 / 457
Map ReferenceMB 143 PG 172
Instrument DateOct 2, 2025
Instrument2025149953
Transaction TypeTransfer
Record UpdatedOct 20, 2025
Title CompanyMARKET TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,340.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1103 NANTUCKET DR, MEBANE, NC 27302-7872

Transferred To (Grantee/Buyer)

NameVerified Name
Address4608 REGENCY DR, DURHAM, NC 27713-6507

Mortgage

Document Number2025149954
DateOct 7, 2025
Instrument2025149954
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.95%
Type Change DateNov 1, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.9%
IndexSOFR Average 30-Day
Margin3
Max Rate10.9%

Tax Assessment & Valuation

The 2026 property tax bill for 4608 Regency Dr was $6,727, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,727.00 (+2.53%)$661,953 (-) Land $181,500 Building $480,453$661,953 (-) Land $181,500 Building $480,453
2025$6,561.00$661,953 Land $181,500 Building $480,453$661,953 Land $181,500 Building $480,453
2023$5,001.00 (+2.35%)$381,786 Land $54,585 Building $327,201$381,786 Land $54,585 Building $327,201
2022$4,886.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4608 Regency Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4608 Regency Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DURHAM
serves 333,490 people · EPA ID NC0332010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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