4608 NW 40th St, Gainesville, FL 32606 Property Records

Alachua County property record for 4608 NW 40th St, Gainesville, FL 32606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,840 sqft · built 1974
Lot Size	0.369 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$79,500 (Jun 1990)
Tax Bill	$1,952 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06071-020-059`

Property Details

APN / Parcel Number

Primary APN	`06071-020-059`
Alternative APN	`00511340000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,840 sqft Heated Area
1st Floor Area	1,840 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,117 sqft (0.369 acres)
Garage Area	609 sqft
Driveway	Driveway
Driveway Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	30 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	00511340000
Street Address	4608 NW 40TH ST
City	GAINESVILLE
State	FL
Zip	32606-4447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF1
Legal Description	NORTHWOOD WEST UNIT NO 2 PB H-66 LOT 59 OR 1776/0951
Legal Range	19E
Legal Township	09S
Legal Section	23
Legal Subdivision	NORTHWOOD
Legal Lot Number	59
Jurisdiction	ALACHUA FL
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1011
Census Tract	1201

Owner

4608 NW 40th St is owned and occupied by two individuals who bought it in June 1990.

Source: Alachua County records, as of January 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4608 NW 40TH ST, GAINESVILLE, FL 32606-4447
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Nov 5, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 31, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Oct 16, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Aug 19, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 1990 · Amount on File
Deed Sale	Jun 25, 1990 · Amount on File
Deed Document Number	0001776951
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Property Address	4608 NW 40TH ST, GAINESVILLE, FL 32606-4447
Transaction Type	Mortgage
Record Updated	Dec 28, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4608 NW 40TH ST, GAINESVILLE, FL 32606-4447

Mortgage

Document Number	0049560338
Date	Dec 2, 2021
Book Page	4956/338
Instrument	3383343

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Property Address	4608 NW 40TH ST, GAINESVILLE, FL 32606-4447
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4608 NW 40TH ST, GAINESVILLE, FL 32606-4447

Mortgage

Document Number	0048290220
Date	Nov 5, 2020
Book Page	4829/220
Instrument	3295315

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Nov 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Property Address	4608 NW 40TH ST, GAINESVILLE, FL 32606-4447
Document Number	0047300984
Instrument Date	Oct 31, 2019
Transaction Type	Mortgage
Record Updated	Dec 2, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4608 NW 40TH ST GAINESVILLE FL 326064447, GAINESVILLE, FL 32606-4447

Mortgage

Document Number	0047300984
Date	Nov 6, 2019
Book Page	004730/000984
Instrument	3225319

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Property Address	4608 NW 40TH ST, GAINESVILLE, FL 32606-4447
Document Number	0046382122
Instrument Date	Oct 16, 2018
Transaction Type	Mortgage
Record Updated	Nov 13, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4608 NW 40TH ST GAINESVILLE FL 326064447, GAINESVILLE, FL 32606-4447

Mortgage

Document Number	0046382122
Date	Oct 22, 2018
Book Page	004638/002122
Instrument	3154851

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 21, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Property Address	4608 NW 40TH ST, GAINESVILLE, FL 32606-4447
Document Number	0045411041
Book / Page	004541 / 001041
Instrument Date	Aug 19, 2017
Transaction Type	Mortgage
Record Updated	Sep 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4608 NW 40TH ST GAINESVILLE FL 326064447, GAINESVILLE, FL 32606-4447

Mortgage

Document Number	0045411041
Date	Aug 28, 2017
Book Page	004541/001041
Instrument	3078343

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 27, 2032

Tax Assessment & Valuation

Source: Alachua County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Alachua County
Municipality	Gainesville City
Unified School District	Alachua County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$124,285	$270,173 Land $90,000 Building $180,173
2024	$1,952.00 (+3.01%)
2023	$1,895.00 (+4.24%) Homeowner's exemption Senior Citizen's exemption	$117,264 (+3%)	$216,647 (-9.84%) Land $75,000 Building $141,647
2022	$1,818.00 Homeowner's exemption	$113,849	$240,298 Land $95,000 Building $145,298

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4608 NW 40th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4608 NW 40th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRU - MURPHREE WTP public/private · serves 195,768 people · EPA ID FL2010946
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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