Frederick County property record for 4608 Granite Dr, Middletown, MD 21769
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,204 sqft · built 1989 |
| Lot Size | 0.233 acres (10,163 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Apr 2021) |
| Tax Bill | $5,104 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-152480 |
| Primary APN | 03-152480 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,204 sqft Living Area |
| Gross Area | 2,732 sqft |
| 1st Floor Area | 1,204 sqft |
| Basement Area | 120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,163 sqft (0.233 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 130 sqft |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 152480 |
|---|---|
| Street Address | 4608 GRANITE DR |
| City | MIDDLETOWN |
| State | MD |
| Zip | 21769-7421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LOT 411 SECT IV 10,163 SQ FT CREST MANOR ESTATES |
| Legal Subdivision | CREST MANOR ESTATES |
| Legal Lot Number | 411 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 24, BRADDOCK |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 752603 |
4608 Granite Dr is owned and occupied by two individuals who bought it in April 2021.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4608 GRANITE DR, MIDDLETOWN, MD 21769-7421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE |
| Apr 30, 2021 | Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2021 · Amount on File |
| Deed Sale | Apr 30, 2021 · Amount on File |
| Prior Sale | Oct 12, 2016 · Amount on File |
| Deed Book / Page | 14832 / 202 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4608 GRANITE DR, MIDDLETOWN, MD 21769-7421 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0137830093 |
|---|---|
| Date | Jun 4, 2020 |
| Book Page | 13783/93 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 30, 2021 |
| Property Address | 4608 GRANITE DR, MIDDLETOWN, MD 21769-7421 |
| Document Number | 0148320202 |
| Book / Page | 14832 / 202 |
| Map Reference | MB 35 FO 158 |
| Instrument Date | Apr 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2021 |
| Title Company | OLDE STONE TITLE, OLDE TOWNE TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4608 GRANITE DR, MIDDLETOWN, MD 21769-7421 |
| Document Number | 14832208 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 14832/208 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 4608 Granite Dr was $5,104.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $454,400 Land $103,100 Building $351,300 | $454,400 Land $103,100 Building $351,300 | |
| 2025 | $5,104.00 | ||
| 2023 | $3,870.00 | $322,700 Land $73,600 Building $249,100 | $322,700 Land $73,600 Building $249,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4608 Granite Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4608 Granite Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOUNTAINDALE SOUTH serves 2,610 people · EPA ID MD0100013 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2015–2017) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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