4608 Elva Rd NW, Roanoke, VA 24017 Property Records

Roanoke City property record for 4608 Elva Rd NW, Roanoke, VA 24017

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,196 sqft · built 1956
Lot Size0.275 acres (11,988 sqft)
Owner2 Individual Names on Record
Last Sale$292,000 (May 2026)
Tax Bill$3,287 (2026)
Deeds & MortgagesOct 2023 Line of Credit
May 2026 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN614-1209

Property Details

APN / Parcel Number

Primary APN614-1209

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,196 sqft Finished Area
Basement Area1,196 sqft
Unfinished Basement1,196 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,988 sqft (0.275 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address4608 ELVA RD NW
CityROANOKE
StateVA
Zip24017-1520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7
Legal DescriptionLOT 9 BLK 5 SEC 1 N NORWOOD
Legal SubdivisionNORTH NORWOOD
Legal Block5
Legal Lot Number9
JurisdictionROANOKE CITY VA
Township / Civil DivisionROANOKE
Census Block Group2
Census Block2007
Census Tract2302

Owner

Source: Roanoke City records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4608 ELVA RD NW, ROANOKE, VA 24017-1520
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2023Deed of Trust, Mortgage · Line of Credit
BLUE EAGLE CU
May 21, 2026Deed, Transfer · VA Mortgage
ATLANTIC COAST MORTGAGE GROUP INC
May 28, 2021Deed, Transfer · Conventional Mortgage
ALCOVA MORTGAGE LLC
Oct 21, 2020Grant Deed, Transfer
SAGE TITLE GROUP LLC
Oct 2, 2020Foreclosure, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 21, 2026 · Amount on Record
Deed SaleMay 21, 2026 · Amount on Record
Prior SaleMay 28, 2021 · Amount on Record
Deed Document Number20264846
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROANOKE CITY VA
Property Address4608 ELVA RD NW, ROANOKE, VA 24017-1520
Transaction TypeMortgage
Record UpdatedJun 11, 2026
Title CompanyAMERICAN TITLE AND SETTLEMENT AGENCY, AMERICAN TITLE & STLMT AGCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008623
DateOct 27, 2023
Instrument230008623
Lender
NameBLUE EAGLE CU
TypeCredit Union
AddressROANOKE, VA 24018
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 1, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionROANOKE CITY VA
Recording DateMay 21, 2026
Property Address4608 ELVA RD NW, ROANOKE, VA 24017-1520
Document Number0000004846
Instrument DateMay 20, 2026
Instrument20264846
Transaction TypeTransfer
Record UpdatedJun 2, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$29,492.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4608 ELVA RD NW, ROANOKE, VA 24017-1520

Mortgage

Document Number0000004847,
DateMay 21, 2026
Instrument20264847
Lender
NameATLANTIC COAST MORTGAGE GROUP INC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionROANOKE CITY VA
Recording DateMay 28, 2021
Property Address4608 ELVA RD NW, ROANOKE, VA 24017-1520
Document Number0000006727
Map ReferenceMB 3 PG 164
Instrument DateMay 27, 2021
Instrument210006727
Transaction TypeTransfer
Record UpdatedSep 6, 2022
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$198.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4608 ELVA RD NW, ROANOKE, VA 24017-1520

Mortgage

Document Number0000006728
DateMay 28, 2021
Instrument210006728
Lender
NameALCOVA MORTGAGE LLC
TypeMortgage Company
AddressROANOKE, VA 24011
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionROANOKE CITY VA
Recording DateOct 21, 2020
Property Address4608 ELVA RD NW, ROANOKE, VA 24017-1520
Document Number0000011131
Instrument DateOct 12, 2020
Instrument11131
Transaction TypeTransfer
Record UpdatedNov 2, 2020
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount Recorded
Tax$114.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address792 LUGAR LN FINCASTLE VA 240903254, FINCASTLE, VA 24090-3254

October 2020: Foreclosure, Transfer

Document TypeForeclosure
JurisdictionROANOKE CITY VA
Recording DateOct 2, 2020
Property Address4608 ELVA RD NW, ROANOKE, VA 24017-1520
Document Number0000010422
Instrument DateJul 17, 2020
Instrument10422
Transaction TypeTransfer
Record UpdatedOct 16, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$115.00
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3900 CAPITOL CITY BLVD LANSING MI 489062147, LANSING, MI 48906-2147
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Roanoke City assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityRoanoke City
Unified School DistrictRoanoke City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,287.00 (+33.35%)$269,500 (+33.35%) Land $37,700 Building $231,800$269,500 (+33.35%) Land $37,700 Building $231,800
2023$2,465.00$202,100 Land $28,900 Building $173,200$202,100 Land $28,900 Building $173,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 36 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies36 in force
Nearby Flood Claims11 (2004–2025)
Claims Outside the SFHA3 of 11
Most Recent ClaimFeb 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.4% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERN VIRGINIA WATER AUTHORITY
serves 182,700 people · EPA ID VA2770900
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Cox Communications
Fiber · Cable in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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