4608 Cole Ave, Waco, TX 76710 Property Records

McLennan County property record for 4608 Cole Ave, Waco, TX 76710

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,274 sqft · built 1954
Lot Size	0.229 acres (9,960 sqft)
Owner	Individual Name on File
Last Sale	$105,100 (May 2021)
Tax Bill	$2,031 (2025)
Deeds & Mortgages	May 2021 Line of Credit Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-008901-004600-7`

Property Details

APN / Parcel Number

Primary APN	`48-008901-004600-7`
Alternative APNs	`4800890100460070111` `168045`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,274 sqft Living Area
Gross Area	1,806 sqft
1st Floor Area	1,274 sqft
Flooring	Carpet

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1977
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	9,960 sqft (0.229 acres)
Lot Dimensions	120 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	532 sqft
Driveway	Concrete Driveway
Driveway Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	397 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4608 COLE AVE
City	WACO
State	TX
Zip	76710-4610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	CHAMPION LOT 13 BLOCK 4 ACRES .2287
Legal Subdivision	CHAMPION
Legal Block	4
Legal Lot Number	13
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2008
Census Tract	2498

Owner

4608 Cole Ave is owned and occupied by an individual who bought it in May 2021.

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4608 COLE AVE, WACO, TX 76710-4610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Warranty Deed, Transfer · Line of Credit ALLIANCE BANK CENTRAL TEXAS
Oct 5, 2017	Vendor's Lien, Transfer · Stand-Alone First Mortgage DWIGHT KRZYWONSKI ETAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2021 · Amount on File
Deed Sale	May 26, 2021 · Amount on File
Prior Sale	Aug 16, 2018
Deed Document Number	202120459
Prior Transfer Date	Aug 14, 2018
Prior Transfer Doc	0000029109
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 26, 2021
Property Address	4608 COLE AVE, WACO, TX 76710-4610
Document Number	0000020459
Map Reference	VOL 660 PG 415
Instrument Date	May 25, 2021
Instrument	2021020459
Transaction Type	Transfer
Record Updated	Jun 18, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 OLD MILL CREEK DR, WACO, TX 76712-6448

Mortgage

Document Number	0000020452
Date	May 26, 2021
Instrument	2021020452

Lender

Name	ALLIANCE BANK CENTRAL TEXAS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	Oct 5, 2017
Property Address	4608 COLE AVE, WACO, TX 76710-4610
Document Number	301402
Instrument Date	Sep 12, 2017
Instrument	301402
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3421 BOSQUE BLVD, 3421, WACO, TX 76710-5029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4608 COLE AVE, WACO, TX 76710-4610

Mortgage

Document Number	301403
Date	Oct 5, 2017
Instrument	301403

Lender

Name	DWIGHT KRZYWONSKI ETAL
Type	Private Party
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	143 Months
Due	Sep 12, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 4608 Cole Ave was $2,031 with a homeowner's exemption, down 2.2% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,612 (-0.1%) Land $26,992 Building $143,620	$170,612 (-5.13%) Land $26,992 Building $143,620
2025	$2,031.00 (-2.17%) Homeowner's exemption	$170,788 Land $24,500 Building $155,340	$179,840 Land $24,500 Building $155,340
2024	$2,076.00
2023		$174,070 Land $24,500 Building $149,570	$174,070 Land $24,500 Building $149,570
2022	$1,779.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4608 Cole Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2007)
Most Recent Claim	Mar 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4608 Cole Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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