4608 Calatrava Ave, Sebring, FL 33872 Property Records

Highlands County property record for 4608 Calatrava Ave, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,290 sqft · built 1997
Lot Size	0.326 acres (14,186 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Apr 2014)
Tax Bill	$1,869 (2024)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C044813027500530`

Property Details

APN / Parcel Number

Primary APN	`C044813027500530`
Alternative APN	`C-04-34-28-130-2750-0530`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,290 sqft Living Area
Gross Area	2,776 sqft
1st Floor Area	1,966 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	14,186 sqft (0.326 acres)
Lot Dimensions	150 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	486 sqft
Driveway	Concrete Driveway
Driveway Area	442 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	392 sqft
Porch	Florida Room
Porch Area	702 sqft
Patio Area	496 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4608 CALATRAVA AVE
City	SEBRING
State	FL
Zip	33872-1962
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SUN N LAKE OF SEB UNIT 13 PB 9 PG 71 LOT 53-LESS NLY 6 FT BLK 275
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	E D U I VILLAS S N L SEB
Legal Block	275
Legal Lot Number	53
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	1
Census Block	1002
Census Tract	960503

Owner

4608 Calatrava Ave is owned and occupied by two individuals who bought it in April 2014.

Source: Highlands County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4608 CALATRAVA AVE, SEBRING, FL 33872-1962
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2014 · Amount on File
Deed Sale	Apr 28, 2014 · Amount on File
Prior Sale	May 25, 2004 · Amount on File
Deed Document Number	20141732278
Deed Book / Page	2426 / 65
Prior Transfer Date	Apr 18, 2014
Prior Transfer Doc	0001732276
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4608 CALATRAVA AVE, SEBRING, FL 33872-1962
Transaction Type	Mortgage
Record Updated	Dec 17, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4608 CALATRAVA AVE, SEBRING, FL 33872-1962

Mortgage

Document Number	0002007697
Date	Nov 20, 2020
Book Page	2785/1180
Instrument	2007697

Lender

Name	HEARTLAND NATIONAL BANK
Type	Bank
Address	SEBRING, FL 33870

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2040

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$158,403	$294,786 Land $22,800 Building $271,986
2024	$1,869.00 (+3.32%)
2023	$1,809.00 (-1.31%) Homeowner's exemption Widower's exemption	$149,455 (+3%)	$298,577 (+14.61%) Land $11,875 Building $286,702
2022	$1,833.00 Homeowner's exemption Widower's exemption	$145,102	$260,517 Land $9,500 Building $251,017

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4608 Calatrava Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4608 Calatrava Ave is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250