San Joaquin County property record for 4608 Bonsai Ave, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,858 sqft · built 2003 |
| Lot Size | 0.125 acres (5,485 sqft) |
| Owner | Individual Name on File |
| Last Sale | $467,000 (Feb 2020) |
| Tax Bill | $5,669 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 248-490-450-000 |
| Primary APN | 248-490-450-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,858 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 5,485 sqft (0.125 acres) |
| Garage Type | Mixed |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4608 BONSAI AVE |
|---|---|
| City | TRACY |
| State | CA |
| Zip | 95377-8793 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 02-FM PT 248-030-13/GARDEN SQUARE, UNIT NO. 2 |
| Legal Subdivision | GARDEN SQUARE UNIT #2 |
| Legal Lot Number | 78 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 5219 |
Source: San Joaquin County records · APN 248-490-450-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4608 BONSAI AVE, TRACY, CA 95377-8793 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2022 | Deed of Trust, Mortgage · Line of Credit UNCLE CU |
| Dec 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 07, 2021 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Feb 06, 2020 | Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Jun 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS INS CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 06, 2020 · Amount on Record |
| Deed Sale | Feb 06, 2020 · Amount on Record |
| Prior Sale | Feb 13, 2006 |
| Deed Document Number | 2020-016239 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 4608 BONSAI AVE, TRACY, CA 95377-8793 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2022 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4608 BONSAI AVE, TRACY, CA 95377-8793 |
| Document Number | 0000021264 |
|---|---|
| Date | Feb 16, 2022 |
| Instrument | 2022-021264 |
| Name | UNCLE CU |
|---|---|
| Type | Credit Union |
| Address | LIVERMORE, CA 94551 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 4608 BONSAI AVE, TRACY, CA 95377-8793 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2022 |
| Title Company | AMERICAN SW TITLE, AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 4608 BONSAI AVE, TRACY, CA 95377-8793 |
| Document Number | 0000215573 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 2021-215573 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 4608 BONSAI AVE, TRACY, CA 95377-8793 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4608 BONSAI AVE, TRACY, CA 95377-8793 |
| Document Number | 0000097553 |
|---|---|
| Date | Jun 07, 2021 |
| Instrument | 2021-097553 |
| Name | LOANCARE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Feb 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Feb 06, 2020 |
| Property Address | 4608 BONSAI AVE, TRACY, CA 95377-8793 |
| Document Number | 0000016239 |
| Map Reference | MB 36 PG 85 |
| Instrument Date | Jan 17, 2020 |
| Instrument | 2020-016239 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4608 BONSAI AVE, TRACY, CA 95377-8793 |
| Document Number | 0000016240 |
|---|---|
| Date | Feb 06, 2020 |
| Instrument | 2020-016240 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2050 |
| Document Number | 0000016241 |
|---|---|
| Date | Feb 06, 2020 |
| Instrument | 2020-016241 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 05, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 4608 BONSAI AVE, TRACY, CA 95377-8793 |
| Document Number | 0000093963 |
| Instrument Date | Jun 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 4608 BONSAI AVE TRACY CA 953778793, TRACY, CA 95377-8793 |
| Document Number | 0000093963 |
|---|---|
| Date | Aug 17, 2017 |
| Instrument | 93963 |
| Name | MISCELLANEOUS INS CO |
|---|---|
| Address | HOUSTON, TX 77252-2807 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Secondary School District | Tracy Unified School District (9-12) (09 - 12) |
| Elementary School District | Jefferson Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,669.00 (+5.04%) | $510,728 (+4.04%) Land $131,235 Building $379,493 |
| 2023 | $5,397.00 (+1.87%) | $490,897 Land $126,140 Building $364,757 |
| 2022 | $5,298.00 |
Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), as of September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770052191, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Zinnia Networks Fixed Wireless | 600 / 120 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Based on FCC filings for 307 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA3910011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF TRACY serves 98,215 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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