4608 B Lowery Rd, Milton, FL 32583 Property Records

Santa Rosa County property record for 4608 B Lowery Rd, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,849 sqft · built 1983
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$374,000 (Nov 2025)
Tax Bill	$1,850 (2024)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jun 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-1N-27-0000-00123-0000`

Property Details

APN / Parcel Number

Primary APN	`17-1N-27-0000-00123-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,849 sqft Heated Area
Gross Area	3,109 sqft
1st Floor Area	2,849 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Exterior Material	Brick
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	435,600 sqft (10 acres)
Garage Type	Mixed
Garage Area	1 sqft
Carport	Carport
Carport Area	1 sqft

Exterior Amenities

Porch	Porch
Porch Area	260 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	171N270000001230000
Street Address	4608 B LOWERY RD
City	MILTON
State	FL
Zip	32583-2506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	DESCRIPTION UPDATE FOR 2021 COM AT NW CORNER OF SECTION 17 TOWNSHIP 1 NORTH RANGE 27 WEST THN S89*14'51E 412.68 FT TO E R/W
Legal Range	27W
Legal Township	01N
Legal Section	17
Legal Subdivision	WEST
Jurisdiction	SANTA ROSA FL
Township / Civil Division	EAST MILTON
Census Block Group	3
Census Block	3001
Census Tract	10809

Owner

Source: Santa Rosa County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4608 B LOWERY RD, MILTON, FL 32583-2506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC
Jun 26, 2025	Warranty Deed, Transfer OKALOOSA TITLE, OKALOOSA TTL & ABSTRACT CO I
Jul 9, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 26, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2025 · Amount on Record
Deed Sale	Nov 18, 2025 · Amount on Record
Prior Sale	Jun 26, 2025 · Amount on Record
Deed Document Number	202554028
Deed Book / Page	4680 / 472
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 18, 2025
Property Address	4608 B LOWERY RD, MILTON, FL 32583-2506
Document Number	0046800472
Book / Page	4680 / 472
Instrument Date	Nov 17, 2025
Instrument	202554028
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,618.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 487, BAGDAD, FL 32530-0487

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4608 B LOWERY RD, MILTON, FL 32583-2506

Mortgage

Document Number	0004680476
Date	Nov 18, 2025
Instrument	4680/476

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 26, 2025
Property Address	4608 B LOWERY RD, MILTON, FL 32583-2506
Document Number	0046311287
Book / Page	4631 / 1287
Map Reference	MB 4519 PG 1560
Instrument Date	Jun 24, 2025
Instrument	202529392
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	OKALOOSA TITLE, OKALOOSA TTL & ABSTRACT CO I

Transaction

Amount	Amount Recorded
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4608 B LOWERY RD, MILTON, FL 32583-2506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 MAN O WAR CIR, CANTONMENT, FL 32533-7451

July 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 9, 2024
Property Address	4608 B LOWERY RD, MILTON, FL 32583-2506
Document Number	0045191560
Book / Page	4519 / 1560
Instrument Date	Jul 8, 2024
Instrument	202430418
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4608 B LOWERY RD, MILTON, FL 32583-2506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4608 B LOWERY RD, MILTON, FL 32583-2506

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 26, 2021
Property Address	4608 B LOWERY RD, MILTON, FL 32583-2506
Document Number	0040931078
Book / Page	4093 / 1078
Instrument Date	Mar 26, 2021
Instrument	202119933
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4608 B LOWERY RD, MILTON, FL 32583-2506

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,850.00 (+1.98%) Homeowner's exemption	$186,281 (+3%)	$308,917 (+6.12%) Land $90,000 Building $218,917
2023	$1,814.00 (+2.43%) Homeowner's exemption	$180,855 (+3%)	$291,100 (+9.63%) Land $90,000 Building $201,100
2022	$1,771.00 Homeowner's exemption	$175,587	$265,540 Land $65,000 Building $200,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	265 (1979–2020)
Claims Outside the SFHA	15 of 265
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Frances, Sep 2004 · 135 claims Hurricane Georges, Oct 1998 · 40 claims Hurricane Opal, Oct 1995 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MILTON WATER SYSTEM public/private · serves 17,292 people · EPA ID FL1570232
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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