4608 90th St, Montezuma, IA 50171 Property Records

Poweshiek County property record for 4608 90th St, Montezuma, IA 50171

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,370 sqft · built 1990
Lot Size	4.88 acres (213,008 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Sep 2023)
Tax Bill	$2,828 (2022)
Deeds & Mortgages	Nov 2025 Second Mortgage Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1556200`

Property Details

APN / Parcel Number

Primary APN	`1556200`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Stories	1 Story
Building Area	2,370 sqft Living Area
1st Floor Area	2,178 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	213,008 sqft (4.88 acres)
Garage Type	Detached
Garage Area	1,740 sqft
Parking Spaces	7 Parking Spaces
Porch	Open Porch
Porch Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	4608 90TH ST
City	MONTEZUMA
State	IA
Zip	50171-8462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	29 - 79 - 15LOT A NE NE
Legal Range	15
Legal Township	79
Legal Section	29
Legal Lot Number	A
Jurisdiction	POWESHIEK IA
Township / Civil Division	PLEASANT
Census Block Group	1
Census Block	1232
Census Tract	370200

Owner

4608 90th St is owned and occupied by an individual who bought it in September 2023.

Source: Poweshiek County records, as of October 6, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4608 90TH ST, MONTEZUMA, IA 50171-8462
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Sep 18, 2023	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Jan 9, 2023	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2023 · Amount on File
Deed Sale	Sep 18, 2023 · Amount on File
Deed Document Number	2023-02249
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWESHIEK IA
Property Address	4608 90TH ST, MONTEZUMA, IA 50171-8462
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202503355
Date	Nov 26, 2025
Instrument	2025-03355

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2035

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POWESHIEK IA
Recording Date	Sep 18, 2023
Property Address	4608 90TH ST, MONTEZUMA, IA 50171-8462
Document Number	0202302249
Map Reference	MB F PG 182
Instrument Date	Sep 14, 2023
Instrument	2023-02249
Transaction Type	Transfer
Record Updated	Oct 4, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$695.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4608 90TH ST, MONTEZUMA, IA 50171-8462

Mortgage

Document Number	0202302250
Date	Sep 18, 2023
Instrument	2023-02250

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWESHIEK IA
Property Address	4608 90TH ST, MONTEZUMA, IA 50171-8462
Transaction Type	Mortgage
Record Updated	Mar 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202300106
Date	Jan 9, 2023
Instrument	2023-00106

Lender

Name	AMERICAN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 24, 2037

Tax Assessment & Valuation

Source: Poweshiek County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Poweshiek County
Unified School District	Montezuma Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$353,260 Land $59,660 Building $293,600	$353,260 Land $59,660 Building $293,600
2023		$289,110 Land $53,750 Building $235,360	$289,110 Land $53,750 Building $235,360
2022	$2,828.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4608 90th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4608 90th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream Fixed Wireless	100 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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