4608 28th Ave, Kearney, NE 68845 Property Records

Buffalo County property record for 4608 28th Ave, Kearney, NE 68845

Property Summary

Property Type	Single Family Home
Details	4 bd · 0.5 ba · 3,131 sqft · built 2003
Lot Size	0.431 acres (18,760 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,033 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`60374189115165`

Property Details

APN / Parcel Number

Primary APN	`60374189115165`
Alternative APN	`603741891`

Interior

Bedrooms	4 Beds
Full Baths	0.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,131 sqft Total Area
1st Floor Area	1,722 sqft
Basement Area	1,420 sqft
Finished Basement	312 sqft
Unfinished Basement	1,108 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	18,760 sqft (0.431 acres)
Lot Dimensions	18,760 ft deep x 1 ft wide
Garage Type	Mixed
Garage Area	834 sqft
Driveway	Concrete Driveway
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	157 sqft
Patio Area	81 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	60374189115165
Street Address	4608 28TH AVE
City	KEARNEY
State	NE
Zip	68845-1263
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	LIGHTHOUSE POINT FIFTH ADD BLK 3 LOT 1
Legal Subdivision	LIGHTHOUSE POINT FIFTH ADD
Legal Block	3
Legal Lot Number	1
Jurisdiction	BUFFALO NE
Township / Civil Division	1
Census Block Group	2
Census Block	2011
Census Tract	969204

Owner

Source: Buffalo County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4608 28TH AVE, KEARNEY, NE 68845-1263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Line of Credit PINNACLE BANK
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	4608 28TH AVE, KEARNEY, NE 68845-1263
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202504567
Date	Sep 24, 2025
Instrument	2025-04567

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	4608 28TH AVE, KEARNEY, NE 68845-1263
Transaction Type	Mortgage
Record Updated	Sep 2, 2020
Title Company	NEBRASKA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202005500
Date	Aug 10, 2020
Instrument	2020-05500

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	4608 28TH AVE, KEARNEY, NE 68845-1263
Transaction Type	Mortgage
Record Updated	Aug 4, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202004144
Date	Jun 26, 2020
Instrument	2020-04144

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Municipality	Kearney City
Unified School District	Kearney Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$568,355 (+3.83%) Land $69,395 Building $498,960	$568,355 (+3.83%) Land $69,395 Building $498,960
2025	$7,033.00 (-11.81%)	$547,375 (+16.8%) Land $69,395 Building $477,980	$547,375 (+16.8%) Land $69,395 Building $477,980
2023	$7,975.00	$468,625 Land $67,370 Building $401,255	$468,625 Land $67,370 Building $401,255

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 24, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Nebraska
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KEARNEY serves 34,000 people · EPA ID NE3101906
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Great Plains Communications Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Prairie Hills Wireless.

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