4607 Jermar Dr, Louisville, KY 40216 Property Records

Louisville/Jefferson County Metro Government property record for 4607 Jermar Dr, Louisville, KY 40216

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,320 sqft · built 1965
Lot Size	0.211 acres (9,217 sqft)
Owner	2 Individual Names on File
Last Sale	$52,500 (Nov 1994)
Tax Bill	$1,680 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit
Flood Zone	Zone X (reduced by levee)
APN	`25130700930000`

Property Details

APN / Parcel Number

Primary APN	`25130700930000`
Alternative APNs	`130700930000` `00164228`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,320 sqft Finished Area
Flooring	Covered

Exterior

Year Built	Built 1965
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,217 sqft (0.211 acres)
Garage Type	Attached
Garage Area	348 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00164228
Street Address	4607 JERMAR DR
City	LOUISVILLE
State	KY
Zip	40216-2030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	LOT 93 IDLE HOUR SUB SEC 4 PB 20 PG 35
Legal Subdivision	IDLE HOUR
Legal Lot Number	93
Jurisdiction	JEFFERSON KY
Township / Civil Division	NORTH DIXIE
Census Block Group	2
Census Block	2008
Census Tract	12702

Owner

4607 Jermar Dr is owned and occupied by two individuals who bought it in November 1994.

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4607 JERMAR DR, LOUISVILLE, KY 40216-2030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 1994 · Amount on File
Deed Sale	Nov 4, 1994 · Amount on File
Deed Document Number	0006523285
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	4607 JERMAR DR, LOUISVILLE, KY 40216-2030
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4607 JERMAR DR, LOUISVILLE, KY 40216-2030

Mortgage

Document Number	0000163327
Date	Jul 18, 2022
Book Page	M 18174/265
Instrument	2022163327

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	473 Months
Due	Dec 7, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 4607 Jermar Dr was $1,680.

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,680.00	$147,250 Land $18,000 Building $129,250
2024			$147,250 (-) Land $18,000 Building $129,250
2023	$1,764.00 (+30.96%)	$147,250 (+31.33%) Land $18,000 Building $129,250	$147,250 (+31.33%) Land $18,000 Building $129,250
2022	$1,347.00	$112,120 Land $20,000 Building $92,120	$112,120 Land $20,000 Building $92,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4607 Jermar Dr in Zone X, where a levee reduces flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (1997–2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4607 Jermar Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20