Clermont County property record for 4607 Fox Trail Cir, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,868 sqft · built 1994 |
| Lot Size | 0.236 acres (10,293 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (Apr 2018) |
| Tax Bill | $4,730 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-31-05F-176 |
| Primary APN | 41-31-05F-176 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,868 sqft Living Area |
| 1st Floor Area | 674 sqft |
| Basement Area | 280 sqft |
| Unfinished Basement | 280 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 10,293 sqft (0.236 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 376 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 44 sqft |
| Deck Area | 40 sqft |
| Patio Area | 320 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4607 FOX TRAIL CIR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-1150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEERCREEK; LOT 11 |
| Legal Subdivision | DEERCREEK |
| Legal Lot Number | 11 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 41307 |
4607 Fox Trail Cir is owned and occupied by an individual who bought it in April 2018.
Source: Clermont County records, as of June 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4607 FOX TRAIL CIR, CINCINNATI, OH 45245-1150 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Line of Credit PARK NATIONAL BANK |
| May 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PARK NATL BANK OF SW OHIO & N KENTUCKY |
| Apr 26, 2018 | Deed, Transfer · Conventional Mortgage GATEWAY MORTGAGE GROUP INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 2018 · Amount on File |
| Deed Sale | Apr 26, 2018 · Amount on File |
| Prior Sale | Jul 1, 2010 · Amount on File |
| Deed Document Number | 20189033 |
| Deed Book / Page | 2766 / 1177 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | May 18, 2026 |
| Property Address | 4607 FOX TRAIL CIR, CINCINNATI, OH 45245-1150 |
| Document Number | 0000010978 |
| Book / Page | 3023 / 1938 |
| Instrument Date | May 13, 2026 |
| Instrument | 202610978 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4607 FOX TRAIL CIR, CINCINNATI, OH 45245-1150 |
| Document Number | 0000010978, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 3023/1938 |
| Instrument | 202610978 |
| Name | PARK NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 16, 2036 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4607 FOX TRAIL CIR, CINCINNATI, OH 45245-1150 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TTAI |
| Name | Verified Name |
|---|
| Document Number | 0000010517 |
|---|---|
| Date | May 5, 2020 |
| Book Page | 2837/2273 |
| Instrument | 202000010517 |
| Name | PARK NATL BANK OF SW OHIO & N KENTUCKY |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2040 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Apr 26, 2018 |
| Property Address | 4607 FOX TRAIL CIR, CINCINNATI, OH 45245-1150 |
| Document Number | 0000009033 |
| Book / Page | 2766 / 1177 |
| Map Reference | PC 4 PG 549 PG 552 |
| Instrument Date | Apr 20, 2018 |
| Instrument | 201800009033 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $820.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4607 FOX TRAIL CIR, CINCINNATI, OH 45245-1150 |
| Document Number | 0000009034 |
|---|---|
| Date | Apr 26, 2018 |
| Book Page | 2766/1179 |
| Instrument | 201800009034 |
| Name | GATEWAY MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 4607 Fox Trail Cir was $4,730 with a homeowner's exemption.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,730.00 | $93,980 Land $17,680 Building $76,300 | |
| 2024 | $268,500 (-) Land $50,500 Building $218,000 | ||
| 2023 | $9,347.00 (+139.48%) Homeowner's exemption | $93,980 (+40.29%) Land $17,680 Building $76,300 | $268,500 Land $50,500 Building $218,000 |
| 2022 | $3,903.00 Homeowner's exemption | $66,990 Land $12,600 Building $54,390 | |
| 2020 | $191,400 Land $36,000 Building $155,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4607 Fox Trail Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1990–2003) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | May 2003 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4607 Fox Trail Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures