4607 Dover Dr, Ames, IA 50014 Property Records

Story County property record for 4607 Dover Dr, Ames, IA 50014

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,480 sqft · built 1964
Lot Size0.519 acres (22,622 sqft)
Owner2 Individual Names on Record
Tax Bill$5,440 (2025)
Deeds & MortgagesApr 2026 Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN09-06-426-010

Property Details

APN / Parcel Number

Primary APN09-06-426-010

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,480 sqft Living Area
1st Floor Area1,480 sqft
Basement Area1,480 sqft
Finished Basement1,480 sqft
Unfinished Basement1,492 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Exterior MaterialWood
Construction TypeFrame
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area22,622 sqft (0.519 acres)
Garage TypeMixed
Garage Area1,204 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchSlab
Deck Area644 sqft
Patio Area220 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4607 DOVER DR
CityAMES
StateIA
Zip50014-3014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL
Legal DescriptionDAMON CATRON'S SD LOT:1C AMES
Legal Range24W
Legal Township83N
Legal Section06
Legal SubdivisionDAMON CATRON'S SD
Legal Lot Number1
JurisdictionSTORY IA
Township / Civil DivisionWASHINGTON
Census Block Group5
Census Block5006
Census Tract600

Owner

Source: Story County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4607 DOVER DR, AMES, IA 50014-3014
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2026Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL LLC
Mar 30, 2020Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Recording DateApr 17, 2026
Property Address4607 DOVER DR, AMES, IA 50014-3014
Document Number0000003187
Instrument DateApr 8, 2026
Instrument20263187
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address4607 DOVER DR, AMES, IA 50014-3014

Mortgage

Document Number0000003187,
DateApr 17, 2026
Instrument20263187
Lender
NameNEW DAY FINANCIAL LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6.11%
Max Rate-1%

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address4607 DOVER DR, AMES, IA 50014-3014
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202002742
DateMar 30, 2020
Instrument2020-02742
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityAmes City
CountyStory County
Unified School DistrictAmes Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,440.00 Homeowner's exemption$388,700 (-1.27%) Land $94,100 Building $294,600$388,700 (-1.27%) Land $94,100 Building $294,600
2024$5,440.00 (+11.75%)
2023$393,700 Land $75,400 Building $318,300$393,700 Land $75,400 Building $318,300
2022$4,868.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMES WATER TREATMENT PLANT
serves 55,177 people · EPA ID IA8503039
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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