4607 David Cox Rd, Charlotte, NC 28269 Property Records

Mecklenburg County property record for 4607 David Cox Rd, Charlotte, NC 28269

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,792 sqft · built 2018
Lot Size0.119 acres (5,184 sqft)
Owner2 Individual Names on Record
Last Sale$335,000 (Feb 2022)
Tax Bill$3,034 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Oct 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN043-091-35

Property Details

APN / Parcel Number

Primary APN043-091-35

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,792 sqft Living Area
Gross Area3,172 sqft
1st Floor Area1,206 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area5,184 sqft (0.119 acres)
Garage TypeAttached
Garage Area380 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address4607 DAVID COX RD
CityCHARLOTTE
StateNC
Zip28269-8926
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5(CD)
Legal DescriptionL3 M48-513
Legal SubdivisionVINEYARD GLEN PH 01 MAP 01
Legal Block1
Legal Lot Number3
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2001
Census Tract5511

Owner

Source: Mecklenburg County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4607 DAVID COX RD, CHARLOTTE, NC 28269-8926
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2024Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Oct 25, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Oct 20, 2021Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Feb 3, 2022Warranty Deed, Transfer · FHA Mortgage
EQUITY PRIME MORTGAGE LLC
Mar 5, 2019Special Warranty Deed, Transfer · Conventional Mortgage
NEWREZ LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 3, 2022 · Amount on Record
Deed SaleFeb 3, 2022 · Amount on Record
Prior SaleMar 5, 2019 · Amount on Record
Deed Document Number202218670
Deed Book / Page37032 / 932
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address4607 DAVID COX RD, CHARLOTTE, NC 28269-8926
Transaction TypeMortgage
Record UpdatedFeb 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address4607 DAVID COX RD, CHARLOTTE, NC 28269-8926

Mortgage

Document Number0000011667
DateFeb 12, 2024
Book Page38626/921
Instrument2024011667
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Address951 W YAMATO RD, BOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term337 Months
DueMar 1, 2052

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address4607 DAVID COX RD, CHARLOTTE, NC 28269-8926
Transaction TypeMortgage
Record UpdatedNov 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4607 DAVID COX RD, CHARLOTTE, NC 28269-8926

Mortgage

Document Number0000101281
DateOct 25, 2023
Book Page38445/376
Instrument2023101281
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term341 Months
DueMar 1, 2052

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address4607 DAVID COX RD, CHARLOTTE, NC 28269-8926
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4607 DAVID COX RD, CHARLOTTE, NC 28269-8926

Mortgage

Document Number0000200334
DateOct 20, 2021
Book Page36665/146
Instrument2021200334
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20401
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueSep 1, 2051

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateFeb 3, 2022
Property Address4607 DAVID COX RD, CHARLOTTE, NC 28269-8926
Document Number0000018670
Book / Page37032 / 932
Map ReferenceMB 48 PG 513
Instrument DateFeb 2, 2022
Instrument2022018670
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyEVERGREEN TITLE AGENCY, EVERGREEN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$670.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5800 PARKSTONE DR, MATTHEWS, NC 28104-0563

Transferred To (Grantee/Buyer)

NameVerified Name
Address4607 DAVID COX RD, CHARLOTTE, NC 28269-8926

Mortgage

Document Number0000018671
DateFeb 3, 2022
Instrument2022018671
Lender
NameEQUITY PRIME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

March 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMECKLENBURG NC
Recording DateMar 5, 2019
Property Address4607 DAVID COX RD, CHARLOTTE, NC 28269-8926
Document Number0000024852
Book / Page33331 / 385
Map ReferenceMB 48 PG 513
Instrument DateMar 5, 2019
Instrument2019024852
Transaction TypeTransfer
Record UpdatedJan 26, 2022
Title CompanyPARKWAY TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3300 BATTLEGROUND AVE STE 230, 3300, GREENSBORO, NC 27410-2490

Transferred To (Grantee/Buyer)

NameVerified Name
Address4607 DAVID COX RD, CHARLOTTE, NC 28269-8926

Mortgage

Document Number0000024853
DateMar 5, 2019
Instrument2019024853
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

Mortgage

Document Number0000024854
DateMar 5, 2019
Book Page33331/401
Instrument2019024854
Lender
NameCMHP MORTGAGE INC
AddressCHARLOTTE, NC 28217
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueMar 1, 2024
Interest
Rate TypeAdjustable Rate
Index5-Year CMT

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,034.00$372,900 Land $66,500 Building $306,400$372,900 Land $66,500 Building $306,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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