4607 Bonner Dr, Matthews, NC 28104 Property Records

Union County property record for 4607 Bonner Dr, Matthews, NC 28104

Property Summary

Property Type	Rural Home
Details	5 bd · 4 ba · 4,601 sqft · built 2014
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,240,000 (Aug 2023)
Tax Bill	$6,051 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-117-305`

Property Details

APN / Parcel Number

Primary APN	`06-117-305`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,601 sqft Living Area
1st Floor Area	2,177 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	41,818 sqft (0.96 acres)
Garage Type	Attached
Garage Area	716 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	258 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4607 BONNER DR
City	MATTHEWS
State	NC
Zip	28104-9514
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RCD WEDDIN
Legal Description	LOT 2 ARBOR OAKS OPCK886 AKA BONNER OAKS
Legal Subdivision	BONNER OAKS
Legal Lot Number	2
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	1
Census Block	1011
Census Tract	21019

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4607 BONNER DR, MATTHEWS, NC 28104-9514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 2, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2023 · Amount on Record
Deed Sale	Aug 11, 2023 · Amount on Record
Prior Sale	Mar 2, 2022 · Amount on Record
Deed Document Number	202319478
Deed Book / Page	8761 / 487
Prior Transfer Date	Aug 29, 2014
Prior Transfer Doc	6291915
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 11, 2023
Property Address	4607 BONNER DR, MATTHEWS, NC 28104-9514
Document Number	0008761487
Book / Page	8761 / 487
Map Reference	CAB K FILE 886-888
Instrument Date	Aug 4, 2023
Instrument	19478
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	BARRISTERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4607 BONNER DR, MATTHEWS, NC 28104-9514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4607 BONNER DR, MATTHEWS, NC 28104-9514
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019479
Date	Aug 11, 2023
Instrument	19479

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jul 1, 2038

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 2, 2022
Property Address	4607 BONNER DR, MATTHEWS, NC 28104-9514
Document Number	0008415122
Book / Page	8415 / 122
Map Reference	CAB K FILE 886-888
Instrument Date	Mar 2, 2022
Instrument	8007
Transaction Type	Transfer
Record Updated	Dec 2, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4607 BONNER DR, WEDDINGTON, NC 28104-9514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4607 BONNER DR, WEDDINGTON, NC 28104-9514

Mortgage

Document Number	0000008008
Date	Mar 2, 2022
Instrument	8008

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Weddington Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,263,000 (+4.28%) Land $248,000 Building $1,015,000	$1,263,000 (+4.28%) Land $248,000 Building $1,015,000
2025	$6,051.00 (+49.33%)	$1,211,200 (+89.19%) Land $248,000 Building $963,200	$1,211,200 (+89.19%) Land $248,000 Building $963,200
2023	$4,052.00 (+7.65%)	$640,200 (-) Land $118,000 Building $522,200	$640,200 (-) Land $118,000 Building $522,200
2022	$3,764.00	$640,200 Land $118,000 Building $522,200	$640,200 Land $118,000 Building $522,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Windstream.

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