Okaloosa County property record for 4606 Wilkerson Bluff Rd, Holt, FL 32564
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,904 sqft · built 2025 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $49 (2025) |
| Deeds & Mortgages | Feb 2025 Construction Loan Dec 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-074-1304-9 |
| Primary APN | C56-001-074-1304-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,904 sqft Living Area |
| Gross Area | 2,072 sqft |
| 1st Floor Area | 1,904 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 52,272 sqft (1.2 acres) |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4606 WILKERSON BLUFF RD |
|---|---|
| City | HOLT |
| State | FL |
| Zip | 32564-9506 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | COM NW COR OF SEC E 255.24 FT TO E R/W S 194.61 FT TO POB S 144.67 FT E 358 FT N 127 FT W 357.71 FT TO POB |
| Legal Range | 24W |
| Legal Township | 02N |
| Legal Section | 05 |
| Legal Block | 2 |
| Legal Lot Number | 210 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 20101 |
4606 Wilkerson Bluff Rd, a mobile home, is owned and occupied by two individuals who acquired it in December 2024.
Source: Okaloosa County records, as of December 31, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4606 WILKERSON BLUFF RD, HOLT, FL 32564-9506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 6, 2025 | Deed of Trust, Mortgage · Construction Mortgage SOUTHWEST STAGE FUNDING LLC |
| Dec 13, 2024 | Correction Deed · FHA Mortgage SOUTHWEST STAGE FUNDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 13, 2024 |
| Transfer Doc | 0003728013 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4606 WILKERSON BLUFF RD, HOLT, FL 32564-9506 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0003736047 |
|---|---|
| Date | Feb 6, 2025 |
| Instrument | 3736047 |
| Name | SOUTHWEST STAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANDLER, AZ 85286 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2055 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Dec 13, 2024 |
| Property Address | 4606 WILKERSON BLUFF RD, HOLT, FL 32564-9506 |
| Document Number | 0003728013 |
| Instrument Date | Dec 13, 2024 |
| Instrument | 3728013 |
| Record Updated | Dec 9, 2025 |
| Title Company | FIRST NATIONAL LAND TITLE COMPANY INC, FIRST NATL LAND TTL CO INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 4757 ANTIOCH RD, CRESTVIEW, FL 32536-8430 |
| Name | Verified Name |
|---|---|
| Address | 4606 WILKERSON BLUFF RD, HOLT, FL 32564-9506 |
| Document Number | 0003728243 |
|---|---|
| Date | Dec 13, 2024 |
| Instrument | 3728243 |
| Name | SOUTHWEST STAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 364 Months |
| Due | Apr 1, 2055 |
The 2025 property tax bill for 4606 Wilkerson Bluff Rd was $49.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $49.00 | $15,499 | $21,096 Land $14,846 Building $6,250 |
| 2023 | $43.00 (-89.3%) Homeowner's exemption | $8,726 (-87.08%) | $12,613 (-85.65%) Land $12,613 |
| 2022 | $402.00 Homeowner's exemption | $67,555 | $87,876 Land $11,788 Building $76,088 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4606 Wilkerson Bluff Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4606 Wilkerson Bluff Rd is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLT WATER WORKS, INC. serves 2,582 people · EPA ID FL1460352 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
| CenturyLink DSL | 10 / 1 |
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