Spokane County property record for 4606 S Carnation Rd, Spokane, WA 99224
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,310 sqft · built 2007 |
| Lot Size | 0.297 acres (12,952 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Aug 2018) |
| Tax Bill | $4,618 (2026) |
| Deeds & Mortgages | Oct 2026 Mortgage May 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24041.0411 |
| Primary APN | 24041.0411 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,310 sqft Living Area |
| Gross Area | 2,750 sqft |
| 1st Floor Area | 1,048 sqft |
| 2nd Floor Area | 1,262 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Wood Frame |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,952 sqft (0.297 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 120 sqft |
| Canopy | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4606 S CARNATION RD |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99224-5184 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | WEST MEADOWS LT 11 BLK 1 (AFN 5451934) |
| Legal Range | 42E |
| Legal Township | 24N |
| Legal Section | 04 |
| Legal Subdivision | WEST MEADOWS |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 13600 |
4606 S Carnation Rd is owned and occupied by two individuals who bought it in August 2018.
Source: Spokane County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4606 S CARNATION RD, SPOKANE, WA 99224-5184 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 5, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| May 26, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| May 5, 2020 | Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU |
| Aug 9, 2018 | Warranty Deed, Transfer WASHINGTON STATE HOUSING FIN COMMIS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2018 · Amount on File |
| Deed Sale | Aug 9, 2018 · Amount on File |
| Prior Sale | Oct 18, 2007 · Amount on File |
| Deed Document Number | 20186732835 |
| Prior Transfer Date | Apr 19, 2016 |
| Prior Transfer Doc | 0006499501 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Oct 5, 2026 |
| Property Address | 4606 S CARNATION RD, SPOKANE, WA 99224-5184 |
| Document Number | 0007519499 |
| Instrument Date | Sep 29, 2026 |
| Instrument | 20267519499 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 4606 S CARNATION RD, SPOKANE, WA 99224-5184 |
| Document Number | 0007519499, |
|---|---|
| Date | Oct 5, 2026 |
| Instrument | 20267519499 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 4606 S CARNATION RD, SPOKANE, WA 99224-5184 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0007286614 |
|---|---|
| Date | May 26, 2023 |
| Instrument | 7286614 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 4606 S CARNATION RD, SPOKANE, WA 99224-5184 |
| Document Number | 0006919851 |
| Instrument Date | May 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4606 S CARNATION RD SPOKANE WA 992245184, SPOKANE, WA 99224-5184 |
| Document Number | 0006919851 |
|---|---|
| Date | May 13, 2020 |
| Instrument | 6919851 |
| Name | SPOKANE TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | LIBERTY LAKE, WA 99019 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 12, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Aug 9, 2018 |
| Property Address | 4606 S CARNATION RD, SPOKANE, WA 99224-5184 |
| Document Number | 0006732835 |
| Map Reference | VOL33 PG17&18 |
| Instrument Date | Aug 3, 2018 |
| Instrument | 6732835 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,078.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 4606 S CARNATION RD, SPOKANE, WA 99224-5184 |
| Document Number | 0006732837 |
|---|---|
| Date | Aug 9, 2018 |
| Instrument | 6732837 |
| Name | WASHINGTON STATE HOUSING FIN COMMIS |
|---|---|
| Type | Government Agency |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Number | 0006732836 |
|---|---|
| Date | Aug 9, 2018 |
| Instrument | 6732836 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
The 2026 property tax bill for 4606 S Carnation Rd was $4,618, up 8.6% from the year before.
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Unified School District | Cheney School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,618.00 (+8.56%) | $480,400 Land $75,000 Building $405,400 | $480,400 Land $75,000 Building $405,400 |
| 2025 | $4,254.00 | ||
| 2024 | $406,400 (+34.52%) Land $60,000 Building $346,400 | $406,400 (+34.52%) Land $60,000 Building $346,400 | |
| 2023 | $3,389.00 (+7.11%) | $302,100 Land $50,000 Building $252,100 | $302,100 Land $50,000 Building $252,100 |
| 2022 | $3,164.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4606 S Carnation Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4606 S Carnation Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 62% of Washington |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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