4606 Ruth St, Omaha, NE 68157 Property Records

Sarpy County property record for 4606 Ruth St, Omaha, NE 68157

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,226 sqft · built 1973
Lot Size	0.208 acres (9,068 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Nov 2021)
Tax Bill	$5,226 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010529845`

Property Details

APN / Parcel Number

Primary APN	`010529845`
Alternative APNs	`298452961200103540000054` `770970981`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,226 sqft Total Area
1st Floor Area	1,206 sqft
Basement Area	854 sqft
Finished Basement	624 sqft

Exterior

Year Built	Built 1973
Architectural Style	Split Level
Lot Area	9,068 sqft (0.208 acres)
Lot Dimensions	129 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	484 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	60 sqft
Deck Area	180 sqft
Patio Area	432 sqft
Shed	1 Shed
Shed Area	80 sqft

Location & Zoning

Account Number	770970981
Old Parcel Number	298452961200103540000054
Street Address	4606 RUTH ST
City	OMAHA
State	NE
Zip	68157-2654
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	LOT 54 FAULKLAND HEIGHTS
Legal Subdivision	FAULKLAND HEIGHTS
Legal Lot Number	54
Jurisdiction	SARPY NE
Township / Civil Division	BELLEVUE
Census Block Group	4
Census Block	4004
Census Tract	10502

Owner

4606 Ruth St is owned and occupied by an individual who bought it in November 2021.

Source: Sarpy County records, as of February 23, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4606 RUTH ST, OMAHA, NE 68157-2654
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Warranty Deed, Transfer · VA Mortgage USAA FSB
Feb 9, 2021	Deed of Trust, Mortgage · VA Mortgage REGENT FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2021 · Amount on File
Deed Sale	Nov 22, 2021 · Amount on File
Prior Sale	Jul 29, 2013 · Amount on File
Deed Document Number	2021-43436
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARPY NE
Recording Date	Nov 22, 2021
Property Address	4606 RUTH ST, OMAHA, NE 68157-2654
Document Number	0000003436
Instrument Date	Nov 12, 2021
Instrument	2021-43436
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	NEBRASKA TITLE COMPANY-OMAHA RFG, NEBRASKA TITLE CO OMAHA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$663.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000003439
Date	Nov 22, 2021
Instrument	2021-43439

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARPY NE
Property Address	4606 RUTH ST, OMAHA, NE 68157-2654
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	ENCOMPASS TITLE AND ESCROW LLC, ENCOMPASS TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005042
Date	Feb 9, 2021
Instrument	2021-05042

Lender

Name	REGENT FINANCIAL GROUP INC
Type	Mortgage Company
Address	OMAHA, NE 68124

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4606 Ruth St was $5,226, up 6.4% from the year before.

Source: Sarpy County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Bellevue City
County	Sarpy County
Unified School District	Omaha Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,226.00 (+6.37%)	$303,596 Land $35,000 Building $268,596	$303,596 Land $35,000 Building $268,596
2024	$4,913.00 (-19.93%)
2023	$6,136.00 (+11.87%)	$284,264 Land $30,000 Building $254,264	$284,264 Land $30,000 Building $254,264
2022	$5,485.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4606 Ruth St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective January 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1997–1998)
Most Recent Claim	Jun 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4606 Ruth St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Fastwyre Broadband Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Nextlink, T-Mobile.

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