4606 Ramsey Ave, Austin, TX 78756 Property Records

Travis County property record for 4606 Ramsey Ave, Austin, TX 78756

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,392 sqft · built 1940
Lot Size0.155 acres (6,765 sqft)
OwnerOwner Name on File
Tax Bill$13,988 (2024)
Deeds & MortgagesMar 2020 Mortgage
Jun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN0225020407

Property Details

APN / Parcel Number

Primary APN0225020407
Alternative APNs
  • 02250204070000
  • 224473

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,392 sqft Living Area
1st Floor Area1,392 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Construction TypeWood Frame
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,765 sqft (0.155 acres)
Lot Dimensions135 ft deep x 50 ft wide
Garage TypeDetached
Garage Area360 sqft
CarportCarport
Carport Area200 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area96 sqft
Deck Area300 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number224473
Old Parcel Number02250204070000
Street Address4606 RAMSEY AVE
CityAUSTIN
StateTX
Zip78756-3004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 BLK 27 MELROSE TERRACE
Legal SubdivisionMELROSE TERRACE
Legal Block27
Legal Lot Number4
JurisdictionTRAVIS TX
Township / Civil DivisionAUSTIN
Census Block Group1
Census Block1016
Census Tract206

Owner

The current owner of 4606 Ramsey Ave acquired it in September 2014.

Source: Travis County records, as of November 3, 2025

Owner of RecordOwner Name on File
Mailing Address4606 RAMSEY AVE, AUSTIN, TX 78756-3004
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2020Deed of Trust, Mortgage
UNIVERSITY CU
Jun 1, 2018Deed of Trust, Mortgage
VELOCITY CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 12, 2014
Deed SaleSep 12, 2014
Prior SaleSep 26, 2007
Deed Document Number2014137734TR
Record UpdatedJun 8, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRAVIS TX
Property Address4606 RAMSEY AVE, AUSTIN, TX 78756-3004
Document Number0000048611
Instrument DateMar 18, 2020
Transaction TypeMortgage
Record UpdatedApr 22, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4606 RAMSEY AVE AUSTIN TX 787563004, AUSTIN, TX 78756-3004

Mortgage

Document Number0000048611
DateMar 24, 2020
Instrument48611
Lender
NameUNIVERSITY CU
TypeCredit Union
AddressAUSTIN, TX 78759
Agreement
AmountAmount on Record
Term360 Months
DueMar 23, 2050

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRAVIS TX
Property Address4606 RAMSEY AVE, AUSTIN, TX 78756-3004
Document Number0000088810
Instrument DateJun 1, 2018
Transaction TypeMortgage
Record UpdatedJun 25, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4606 RAMSEY AVE AUSTIN TX 787563004, AUSTIN, TX 78756-3004

Mortgage

Document Number0000088810
DateJun 7, 2018
Instrument88810
Lender
NameVELOCITY CU
TypeCredit Union
AddressAUSTIN, TX 78701-2621
Agreement
AmountAmount on Record
Term180 Months
DueJun 6, 2033

Tax Assessment & Valuation

Source: Travis County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityAustin City
CountyTravis County
Unified School DistrictAustin Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$783,618 Land $560,519 Building $223,099$783,618 Land $560,519 Building $223,099
2024$13,988.00
2023$858,604 Land $550,000 Building $308,604$858,604 Land $550,000 Building $308,604
2022$12,274.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4606 Ramsey Ave in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims11 (1981–2015)
Claims Outside the SFHA1 of 11
Most Recent ClaimMay 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4606 Ramsey Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF AUSTIN WATER & WASTEWATER
serves 1,115,323 people · EPA ID TX2270001
Water SourceSurface water
Last State InspectionJul 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Feb 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 674 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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