4606 Emerald Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 4606 Emerald Dr, Emerald Isle, NC 28594

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,752 sqft · built 1996
Lot Size0.341 acres (14,854 sqft)
Owner2 Individual Names on File
Last Sale$335,000 (Jul 2012)
Tax Bill$2,970 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN6304.16.72.8555000

Property Details

APN / Parcel Number

Primary APN6304.16.72.8555000
Alternative APNs
  • 499489
  • 46911

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,752 sqft Heated Area
Gross Area1,496 sqft
SunroomSunroom
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2000
Exterior MaterialVinyl
Foundation TypePile
Roof TypeGable
Roof MaterialMetal
Lot Area14,854 sqft (0.341 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeCarport
CarportCarport
PorchSlab
Deck Area65 sqft
Utility Building211 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number46911
Street Address4606 EMERALD DR
CityEMERALD ISLE
StateNC
Zip28594-3522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL12 BB EMERALD ISLE
Legal SubdivisionEMERALD ISLE BY THE SEA
Legal Block72
Legal Lot Number12
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group1
Census Block1100
Census Tract970903

Owner

4606 Emerald Dr is owned by two individuals who bought it in July 2012.

Source: Carteret County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address408 FOXHALL ST, RALEIGH, NC 27609-5606
Owner TypeIndividual
VestingEt Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2012 · Amount on File
Deed SaleJul 31, 2012 · Amount on File
Deed Document Number20121416221
Deed Book / Page1416 / 221
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address4606 EMERALD DR, EMERALD ISLE, NC 28594-3522
Transaction TypeMortgage
Record UpdatedSep 16, 2021
Title CompanySERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0017250099
DateJun 4, 2021
Book Page1725/99
Instrument1725099
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJun 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 4606 Emerald Dr was $2,970.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$768,930 (-) Land $231,389 Building $537,541$768,930 (-) Land $231,389 Building $537,541
2025$2,970.00$768,930 Land $231,389 Building $537,541$768,930 Land $231,389 Building $537,541
2023$344,585 Land $127,500 Building $217,085$344,585 Land $127,500 Building $217,085
2022$1,951.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4606 Emerald Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 760 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies965 units insured
incl. 205 condo units
Nearby Flood Claims1,172 (1982–2024)
Claims Outside the SFHA778 of 1,172
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Hurricane Florence, Sep 2018 · 183 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims
  • Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4606 Emerald Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Emerald Dr

Nearby Streets

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