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  5. E 86th St

4606 E 86th St, Garfield Heights (Cleveland), OH 44125 Property Records

Cuyahoga County property record for 4606 E 86th St, Garfield Heights, OH 44125

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,288 sqft · built 1952
Lot Size0.137 acres (6,000 sqft)
OwnerIndividual Name on Record
Last Sale$127,500 (Jul 2021)
Tax Bill$3,658 (2025)
Deeds & MortgagesApr 2024 Mortgage
Jul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN541-09-056

Property Details

APN / Parcel Number

Primary APN541-09-056

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,288 sqft Living Area
1st Floor Area868 sqft
2nd Floor Area420 sqft
Basement Area840 sqft
Finished Basement400 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1962
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,000 sqft (0.137 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address4606 E 86TH ST
CityGARFIELD HEIGHTS
StateOH
Zip44125-1330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeU-2
Legal Description480 GARFPKY 0001 ALL
Legal SubdivisionGARFPKY
Legal Lot Number1
JurisdictionCUYAHOGA OH
Township / Civil DivisionGARFIELD HEIGHTS
Census Block Group2
Census Block2005
Census Tract154100

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address4606 E 86TH ST, GARFIELD HEIGHTS, OH 44125-1330
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2024Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Jul 22, 2021Warranty Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 22, 2021 · Amount on Record
Deed SaleJul 22, 2021 · Amount on Record
Prior SaleMar 27, 2015
Deed Document Number0000000941
Record UpdatedJun 8, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address4606 E 86TH ST, GARFIELD HEIGHTS, OH 44125-1330
Transaction TypeMortgage
Record UpdatedJun 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4606 E 86TH ST, CLEVELAND, OH 44125-1330

Mortgage

Document Number0000000228
DateApr 3, 2024
Instrument202404030228
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term328 Months
DueAug 1, 2051

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUYAHOGA OH
Recording DateJul 22, 2021
Property Address4606 E 86TH ST, GARFIELD HEIGHTS, OH 44125-1330
Document Number0000000941
Map ReferenceVOL 79 PG 25
Instrument DateJul 16, 2021
Instrument202107220941
Transaction TypeTransfer
Record UpdatedSep 8, 2021
Title CompanyINNOVATIVE TITLE AGENCY, INNOVATIVE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4606 E 86TH ST, GARFIELD HEIGHTS, OH 44125-1330

Mortgage

Document Number0000000942
DateJul 22, 2021
Instrument202107220942
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyCuyahoga County
MunicipalityGarfield Heights City
Unified School DistrictGarfield Heights City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,658.00 (-13.28%) Homeowner's exemption$44,630 (-) Land $8,680 Building $35,950
2024$4,218.00 (+18.78%) Homeowner's exemption$44,630 (+74.61%) Land $8,680 Building $35,950$127,500 (+74.66%) Land $24,800 Building $102,700
2023$3,551.00 (+24.86%) Homeowner's exemption$25,560 (-) Land $5,920 Building $19,640
2022$2,844.00 Homeowner's exemption$25,560 Land $5,920 Building $19,640
2021$73,000 Land $16,900 Building $56,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEVELAND PUBLIC WATER SYSTEM
serves 1,308,955 people · EPA ID OH1801212
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,024 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
DigitalC
Fixed Wireless		100 / 100
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Breezeline, T-Mobile, Verizon.

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