4606 Caverns Dr, Kissimmee, FL 34758 Property Records

Osceola County property record for 4606 Caverns Dr, Kissimmee, FL 34758

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,972 sqft · built 2013
Lot Size	0.126 acres (5,488 sqft)
Owner	Individual Name on Record
Last Sale	$234,000 (Mar 2019)
Tax Bill	$3,171 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-26-28-2949-0001-0690`

Property Details

APN / Parcel Number

Primary APN	`24-26-28-2949-0001-0690`
Alternative APNs	`262824294900010690` `149255`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,972 sqft Living Area
Gross Area	2,400 sqft
1st Floor Area	1,972 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,488 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	28 sqft
Patio Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4606 CAVERNS DR
City	KISSIMMEE
State	FL
Zip	34758-2501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	HAMMOCK TRAILS PB 19 PGS 106-110 LOT 69
Legal Range	28E
Legal Township	26S
Legal Section	24
Legal Subdivision	HAMMOCK TRAILS
Legal Tract	2949
Legal Block	690
Legal Lot Number	69
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	2
Census Block	2053
Census Tract	41003

Owner

Source: Osceola County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4606 CAVERNS DR, KISSIMMEE, FL 34758-2501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2026	Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING
May 26, 2021	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Mar 26, 2019	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2019 · Amount on Record
Deed Sale	Mar 26, 2019 · Amount on Record
Prior Sale	Sep 13, 2013 · Amount on Record
Deed Document Number	201938030
Deed Book / Page	5497 / 621
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4606 CAVERNS DR, KISSIMMEE, FL 34758-2501
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4606 CAVERNS DR, KISSIMMEE, FL 34758-2501

Mortgage

Document Number	0069232954
Date	Feb 16, 2026
Book Page	6923/2954
Instrument	2026021725

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Mar 5, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4606 CAVERNS DR, KISSIMMEE, FL 34758-2501
Transaction Type	Mortgage
Record Updated	Jun 15, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4606 CAVERNS DR, KISSIMMEE, FL 34758-2501

Mortgage

Document Number	0059670339
Date	May 26, 2021
Book Page	5967/339
Instrument	2021081860

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Mar 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 26, 2019
Property Address	4606 CAVERNS DR, KISSIMMEE, FL 34758-2501
Document Number	0054970621
Book / Page	5497 / 0621
Map Reference	MB 19 PG 106-110
Instrument Date	Mar 22, 2019
Instrument	2019038030
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,638.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1408 MANOR DR, 1408, KISSIMMEE, FL 34741-6376

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4606 CAVERNS DR, KISSIMMEE, FL 34758-2501

Mortgage

Document Number	2019038031
Date	Mar 26, 2019
Instrument	2019038031

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,171.00 (+6.52%) Homeowner's exemption	$206,594 (+5.99%)	$301,400 (-4.92%) Land $50,000 Building $251,400
2024	$2,977.00 (+1.67%)
2023	$2,928.00 (+4.61%) Homeowner's exemption	$194,925 (+3%)	$317,000 (+17.06%) Land $45,000 Building $272,000
2022	$2,799.00 Homeowner's exemption	$189,248	$270,800 Land $40,000 Building $230,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Tillman Fiber.

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