4605 Willoway Ln, Monroe, NC 28110 Property Records

Union County property record for 4605 Willoway Ln, Monroe, NC 28110 · Last verified April 2026

Property Summary

Property TypeRural Home
Details5 bd · 4 ba · 3,134 sqft · built 2018
Lot Size0.465 acres (20,255 sqft)
Owner2 Individual Names on File
Last Sale$422,000 (Jun 2019)
Tax Bill$4,781 (2025)
Deeds & MortgagesSep 2021 Mortgage
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-027-618

Property Details

APN / Parcel Number

Primary APN07-027-618

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area3,134 sqft Living Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Construction TypeWood
Foundation TypeNo Foundation
Roof TypeGable
Lot Area20,255 sqft (0.465 acres)
Garage TypeAttached
Garage Area506 sqft
PorchSlab
Porch Area153 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4605 WILLOWAY LN
CityMONROE
StateNC
Zip28110-8356
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description#6 GLEN MEADOWS OPCK334
Legal SubdivisionGLEN MEADOWS
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group3
Census Block3007
Census Tract20321

Owner

Source: Union County records · APN 07-027-618

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4605 WILLOWAY LN, MONROE, NC 28110-8356
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
SYNERGY ONE LENDING
Jun 28, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 28, 2019 · Amount on Record
Deed SaleJun 28, 2019 · Amount on Record
Prior SaleOct 05, 2016 · Amount on Record
Deed Document Number201918342
Deed Book / Page7403 / 830
Record UpdatedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address4605 WILLOWAY LN, MONROE, NC 28110-8356
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008246508
DateSep 17, 2021
Book Page8246/508
Instrument44265
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term481 Months
DueOct 01, 2061

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address4605 WILLOWAY LN, MONROE, NC 28110-8356
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000779089
DateAug 28, 2020
Book Page7790/89
Instrument33814
Lender
NameSYNERGY ONE LENDING
TypeMortgage Company
AddressLOMBARD, IL 60148
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

June 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateJun 28, 2019
Property Address4605 WILLOWAY LN, MONROE, NC 28110-8356
Document Number0007403830
Book / Page7403 / 830
Map ReferenceCAB K FILE 334
Instrument DateJun 28, 2019
Instrument0018342
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 24, 2022
Title CompanyAUSTIN TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$844.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1071 DEESE RD, 1071, MONROE, NC 28110-8725

Transferred To (Grantee/Buyer)

NameVerified Name
Address4605 WILLOWAY LN, MONROE, NC 28110-8356

Mortgage

Document Number0000018343
DateJun 28, 2019
Instrument0018343
Lender
NameSYNERGY ONE LENDING
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,781.00 (+3.91%)$546,900 (+29.6%) Land $101,000 Building $445,900$546,900 (+29.6%) Land $101,000 Building $445,900
2023$4,601.00$422,000 Land $68,600 Building $353,400$422,000 Land $68,600 Building $353,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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