Valley County property record for 4605 Williams Creek Loop, McCall, ID 83638
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 4 ba · 8,478 sqft · built 2008 |
| Lot Size | 3.08 acres (134,165 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,356,300 (Feb 2020) |
| Tax Bill | $29,297 (2025) |
| Deeds & Mortgages | May 2022 Mortgage May 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RPM05450060910 |
| Primary APN | RPM05450060910 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 3 Stories |
| Building Area | 8,478 sqft Living Area |
| Gross Area | 8,534 sqft |
| 1st Floor Area | 5,955 sqft |
| Basement Area | 2,523 sqft |
| Finished Basement | 2,523 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 134,165 sqft |
| Garage Type | Attached |
| Garage Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4605 WILLIAMS CREEK LOOP |
|---|---|
| City | MCCALL |
| State | ID |
| Zip | 83638-3610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHITETAIL P.U.D., PHASE 1 LOT 91 BLOCK 6 |
| Legal Subdivision | WHITETAIL P.U.D |
| Legal Phase | 1 |
| Legal Block | 6 |
| Legal Lot Number | 91 |
| Jurisdiction | VALLEY ID |
| Township / Civil Division | MCCALL |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 970301 |
Source: Valley County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6281 AVENIDA CRESTA, LA JOLLA, CA 92037-6552 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| May 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 10, 2017 | Deed of Trust, Mortgage · ARM IDAHO FIRST BANK |
| Feb 10, 2020 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC |
| Sep 30, 2019 | Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA |
| Jan 14, 2019 | Warranty Deed, Transfer · ARM WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2020 · Amount on Record |
| Deed Sale | Feb 10, 2020 · Amount on Record |
| Prior Sale | Jan 14, 2019 · Amount on Record |
| Deed Document Number | 2020426796 |
| Prior Transfer Date | Sep 9, 2008 |
| Prior Transfer Doc | 335071 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VALLEY ID |
| Property Address | 4605 WILLIAMS CREEK LOOP, MCCALL, ID 83638-3610 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0000449960 |
|---|---|
| Date | May 9, 2022 |
| Instrument | 449960 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.47% |
| Type Change Date | Jun 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.47% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.47% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VALLEY ID |
| Property Address | 4605 WILLIAMS CREEK LOOP, MCCALL, ID 83638-3610 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|
| Document Number | 405557 |
|---|---|
| Date | May 10, 2017 |
| Instrument | 405557 |
| Name | IDAHO FIRST BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.45% |
| Type Change Date | Jun 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.45% |
| Index | 1-Year LIBOR |
| Max Rate | 9.45% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VALLEY ID |
| Recording Date | Feb 10, 2020 |
| Property Address | 4605 WILLIAMS CREEK LOOP, MCCALL, ID 83638-3610 |
| Document Number | 426796 |
| Instrument Date | Feb 7, 2020 |
| Instrument | 426796 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | AMERITITLE CASCADE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1805 LA JOLLA RANCHO RD, LA JOLLA, CA 92037-7850 |
| Document Number | 426797 |
|---|---|
| Date | Feb 10, 2020 |
| Instrument | 426797 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Mar 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.87% |
| Index | 1-Year LIBOR |
| Max Rate | 7.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VALLEY ID |
| Property Address | 4605 WILLIAMS CREEK LOOP, MCCALL, ID 83638-3610 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2019 |
| Title Company | AMERITITLE CASCADE |
| Name | Verified Name |
|---|
| Document Number | 423913 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 423913 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Oct 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.87% |
| Index | 1-Year LIBOR |
| Max Rate | 7.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VALLEY ID |
| Recording Date | Jan 14, 2019 |
| Property Address | 4605 WILLIAMS CREEK LOOP, MCCALL, ID 83638-3610 |
| Document Number | 418716 |
| Map Reference | MB 10 PG 16 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 418716 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | AMERITITLE CASCADE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 969 WESTBEND RD, WESTLAKE VILLAGE, CA 91362-5617 |
| Investor | Possibly a Property Investor |
| Document Number | 418717 |
|---|---|
| Date | Jan 14, 2019 |
| Instrument | 418717 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Mar 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
Source: Valley County assessment roll, as of August 14, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Valley County |
| Municipality | McCall City |
| Unified School District | McCall-Donnelly Joint School District 421 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,452,243 (+4.82%) Land $545,750 Building $5,906,493 | $6,452,243 (+4.82%) Land $545,750 Building $5,906,493 | |
| 2025 | $29,297.00 (+6.35%) | $6,155,574 (+4.25%) Land $545,181 Building $5,610,393 | $6,155,574 (+4.25%) Land $545,181 Building $5,610,393 |
| 2024 | $27,549.00 (+0.11%) | ||
| 2023 | $27,520.00 (+2.41%) | $5,904,404 Land $571,181 Building $5,333,223 | $5,904,404 Land $571,181 Building $5,333,223 |
| 2022 | $26,873.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 55% of Idaho |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 50 |
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