4605 Whitegate Ave, Bakersfield, CA 93313 Property Records

Kern County property record for 4605 Whitegate Ave, Bakersfield, CA 93313

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,162 sqft · built 2006
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (May 2006)
Tax Bill	$7,488 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`514-495-08-00-8`

Property Details

APN / Parcel Number

Primary APN	`514-495-08-00-8`
Alternative APNs	`514-495-08-4` `5144950800` `51449508`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,162 sqft Living Area
Gross Area	4,703 sqft
1st Floor Area	3,162 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	796 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Porch
Porch Area	70 sqft
Patio Area	67 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	514495084
Street Address	4605 WHITEGATE AVE
City	BAKERSFIELD
State	CA
Zip	93313-5566
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 6178 , BLOCK UN2, LOT 59
Legal Subdivision	TRACT 6178
Legal Tract	6178
Legal Block	1
Legal Lot Number	59
Jurisdiction	KERN CA
Township / Civil Division	GREENFIELD-PANAMA
Census Block Group	1
Census Block	1004
Census Tract	3210

Owner

Source: Kern County assessment roll, as of July 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4605 WHITEGATE AVE, BAKERSFIELD, CA 93313-5566
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Deed of Trust, Mortgage · Line of Credit SAFE 1 CU
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 30, 2006 · Amount on Record
Deed Sale	May 30, 2006 · Amount on Record
Prior Sale	Mar 15, 2005 · Amount on Record
Deed Document Number	2006131930
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	4605 WHITEGATE AVE, BAKERSFIELD, CA 93313-5566
Transaction Type	Mortgage
Record Updated	Nov 23, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4605 WHITEGATE AVE, BAKERSFIELD, CA 93313-5566

Mortgage

Document Number	0000170852
Date	Nov 15, 2022
Instrument	222170852

Lender

Name	SAFE 1 CU
Type	Credit Union
Address	BAKERSFIELD, CA 93311

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	4605 WHITEGATE AVE, BAKERSFIELD, CA 93313-5566
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4605 WHITEGATE AVE, BAKERSFIELD, CA 93313-5566

Mortgage

Document Number	0000078779
Date	Apr 27, 2021
Instrument	221078779

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Kern County assessment roll, as of July 21, 2025

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Panama-Buena Vista School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,488.00 (+2.02%) Homeowner's exemption	$578,000 (-0.34%) Land $145,000 Building $433,000
2024	$7,340.00 (-2.32%)
2023	$7,514.00 (+18.61%) Homeowner's exemption	$580,000 Land $145,000 Building $435,000
2022	$6,335.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
UnWired Broadband Holding Fixed Wireless	400 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: California Internet, Verizon.

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