4605 Via Terreno, Modesto, CA 95357 Property Records

Stanislaus County property record for 4605 Via Terreno, Modesto, CA 95357

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,478 sqft · built 2001
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Company Names on Record
Last Sale	$206,000 (May 2012)
Tax Bill	$2,904 (2026)
Deeds & Mortgages	Mar 2023 Transfer Dec 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014-052-035-000`

Property Details

APN / Parcel Number

Primary APN	`014-052-035-000`
Alternative APNs	`0145235000` `0145235`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,478 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Wood
Lot Area	5,227 sqft (0.12 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4605 VIA TERRENO
City	MODESTO
State	CA
Zip	95357-0663
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SERENO UNIT NO 2 (38M84)
Legal Subdivision	SERENO 02
Legal Block	2
Legal Lot Number	20
Jurisdiction	STANISLAUS CA
Township / Civil Division	WATERFORD
Census Block Group	2
Census Block	2016
Census Tract	2803

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4605 VIA TERRENO, MODESTO, CA 95357-0663
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Intrafamily Transfer, Transfer
Dec 19, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Oct 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2012 · Amount on Record
Deed Sale	May 16, 2012 · Amount on Record
Prior Sale	Feb 23, 2012 · Amount on Record
Deed Document Number	201242879
Prior Transfer Date	Feb 16, 2012
Prior Transfer Doc	0000015107
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Mar 22, 2023
Property Address	4605 VIA TERRENO, MODESTO, CA 95357-0663
Document Number	0000012926
Map Reference	VOL 38 PG 84
Instrument Date	Mar 21, 2023
Instrument	2023-0012926
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4605 VIA TERRENO, MODESTO, CA 95357-0663

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	4605 VIA TERRENO, MODESTO, CA 95357-0663
Document Number	0000002615
Instrument Date	Dec 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4605 VIA TERRENO MODESTO CA 953570663, MODESTO, CA 95357-0663

Mortgage

Document Number	0000002615
Date	Jan 17, 2018
Instrument	2615

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	4605 VIA TERRENO, MODESTO, CA 95357-0663
Document Number	0000096427
Instrument Date	Oct 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	AMERICAN COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4605 VIA TERRENO MODESTO CA 953570663, MODESTO, CA 95357-0663

Mortgage

Document Number	0000096427
Date	Dec 28, 2017
Instrument	96427

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 27, 2032

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,904.00 (+1.57%)	$263,910 (+2%) Land $76,864 Building $187,046
2025	$2,859.00 (+3.81%)	$258,736 (+4.04%) Land $75,357 Building $183,379
2023	$2,754.00 (+4.24%)	$248,691 Land $72,432 Building $176,259
2022	$2,642.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Ayera Technologies.

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