4605 Spalding, Plano, TX 75024 Property Records

Collin County property record for 4605 Spalding, Plano, TX 75024

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,687 sqft · built 2014
Lot Size	0.14 acres (6,103 sqft)
Owner	Individual Name on File
Tax Bill	$11,083 (2024)
Deeds & Mortgages	Sep 2025 Mortgage Mar 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-10243-00A-0120-1`

Property Details

APN / Parcel Number

Primary APN	`R-10243-00A-0120-1`
Alternative APN	`2680447`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,687 sqft Living Area
Gross Area	4,086 sqft
1st Floor Area	1,945 sqft
2nd Floor Area	1,742 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,103 sqft (0.14 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2680447
Street Address	4605 SPALDING
City	PLANO
State	TX
Zip	75024-0008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEVERLY HILLS ESTATES (CPL), BLK A, LOT 12
Legal Subdivision	BEVERLY HILLS ESTATES (CPL)
Legal Block	A
Legal Lot Number	12
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	1
Census Block	1008
Census Tract	31660

Owner

4605 Spalding is owned and occupied by an individual who acquired it in March 2024.

Source: Collin County records, as of October 23, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4605 SPALDING, PLANO, TX 75024-0008
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 28, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 12, 2020	Deed of Trust, Mortgage WINTEX GROUP
Aug 25, 2017	Deed of Trust, Mortgage FIRST LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2024
Deed Sale	Mar 28, 2024
Prior Sale	Jun 4, 2015
Deed Document Number	2024000035893
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	4605 SPALDING, PLANO, TX 75024-0008
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4605 SPALDING, PLANO, TX 75024-0008

Mortgage

Document Number	2025000125166
Date	Sep 30, 2025
Instrument	2025000125166

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	4605 SPALDING, PLANO, TX 75024-0008
Transaction Type	Mortgage
Record Updated	Apr 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3633 KIMBLE DR, PLANO, TX 75025-4453

Mortgage

Document Number	2024000035894
Date	Mar 28, 2024
Instrument	2024000035894

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	4605 SPALDING, PLANO, TX 75024-0008
Document Number	0002287900
Instrument Date	Dec 12, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4605 SPALDING PLANO TX 750240008, PLANO, TX 75024-0008

Mortgage

Document Number	0002287900
Date	Dec 18, 2020
Instrument	2287900

Lender

Name	WINTEX GROUP
Address	PLANO, TX 75093

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	4605 SPALDING, PLANO, TX 75024-0008
Document Number	0001213820
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Sep 26, 2017
Title Company	TEXAS LONE STAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4605 SPALDING PLANO TX 750240008, PLANO, TX 75024-0008

Mortgage

Document Number	0001213820
Date	Sep 11, 2017
Instrument	1213820

Lender

Name	FIRST LNDG
Type	Funding / Finance Company
Address	FRISCO, TX 75035

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2047

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Plano City
Unified School District	Frisco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$794,965 Land $200,000 Building $594,965	$794,965 Land $200,000 Building $594,965
2024	$11,083.00
2023		$631,296 Land $145,000 Building $486,296	$631,296 Land $145,000 Building $486,296
2022	$11,011.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4605 Spalding in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4605 Spalding is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PLANO serves 292,059 people · EPA ID TX0430007
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: Frontier, T-Mobile.

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