4605 S Mack Rd, Spokane, WA 99224 Property Records

Spokane County property record for 4605 S Mack Rd, Spokane, WA 99224

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,948 sqft · built 2007
Lot Size0.265 acres (11,523 sqft)
Owner2 Individual Names on File
Last Sale$240,434 (Sep 2014)
Tax Bill$3,965 (2026)
Deeds & MortgagesAug 2020 Line of Credit
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN24041.0417

Property Details

APN / Parcel Number

Primary APN24041.0417

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,948 sqft Living Area
Gross Area2,348 sqft
1st Floor Area1,948 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2014
Architectural StyleRanch
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,523 sqft (0.265 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area64 sqft
Patio Area100 sqft
Canopy64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4605 S MACK RD
CitySPOKANE
StateWA
Zip99224-5187
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionWEST MEADOWS LT 17 BLK 1 (AFN 5451934)
Legal Range42E
Legal Township24N
Legal Section04
Legal SubdivisionWEST MEADOWS
Legal Block1
Legal Lot Number17
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group2
Census Block2022
Census Tract13600

Owner

4605 S Mack Rd is owned and occupied by two individuals who acquired it in December 2019.

Source: Spokane County records, as of September 16, 2026

Owner of Record2 Individual Names on File
Mailing Address4605 S MACK RD, SPOKANE, WA 99224-5187
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2020Deed of Trust, Mortgage · Line of Credit
SPOKANE TEACHERS CU
Dec 13, 2019Quit Claim Deed, Transfer · Conventional Mortgage
SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2014 · Amount on File
Deed SaleSep 22, 2014 · Amount on File
Prior SaleSep 18, 2007 · Amount on File
Deed Document Number20146334789
Last Transfer DateDec 9, 2019
Transfer Doc0006873696
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address4605 S MACK RD, SPOKANE, WA 99224-5187
Transaction TypeMortgage
Record UpdatedSep 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006958977
DateAug 24, 2020
Instrument6958977
Lender
NameSPOKANE TEACHERS CU
TypeCredit Union
AddressLIBERTY LAKE, WA 99019
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 23, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPOKANE WA
Recording DateDec 13, 2019
Property Address4605 S MACK RD, SPOKANE, WA 99224-5187
Document Number0006873696
Instrument DateDec 4, 2019
Instrument6873696
Transaction TypeTransfer
Record UpdatedJan 7, 2020
Title CompanySPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4605 S MACK RD SPOKANE WA 992245187, SPOKANE, WA 99224-5187

Mortgage

Document Number6873697
DateDec 13, 2019
Instrument6873697
Lender
NameSPOKANE TEACHERS CU
TypeCredit Union
AddressLIBERTY LAKE, WA 99019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueDec 12, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 4605 S Mack Rd was $3,965, down 2.6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
Unified School DistrictCheney School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,965.00 (-2.63%)$428,300 Land $75,000 Building $353,300$428,300 Land $75,000 Building $353,300
2025$4,072.00
2024$417,500 (+33.99%) Land $60,000 Building $357,500$417,500 (+33.99%) Land $60,000 Building $357,500
2023$3,481.00 (+6.71%)$311,600 Land $50,000 Building $261,600$311,600 Land $50,000 Building $261,600
2022$3,262.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4605 S Mack Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4605 S Mack Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 62% of Washington
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPOKANE
serves 346,138 people · EPA ID WA5383100
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Wind Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on S Mack Rd

Nearby Streets

Search Property Records by Address or Parcel Number