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4605 Ripple Rd, Bonner, MT 59823 Property Records

Missoula County property record for 4605 Ripple Rd, Bonner, MT 59823

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,428 sqft · built 2014
Lot Size3.2 acres (139,392 sqft)
OwnerIndividual Name on Record
Last Sale$73,100 (Aug 2013)
Tax Bill$2,220 (2025)
Deeds & MortgagesMar 2026 Line of Credit
May 2018 Sale
Flood ZoneZone X (minimal risk)
APNR629363

Property Details

APN / Parcel Number

Primary APNR629363
Alternative APNs
  • 04-2203-06-2-02-19-0000
  • 0004624946

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area1,428 sqft Living Area
1st Floor Area1,008 sqft
Upper Floors Area420 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleRustic
Exterior MaterialLogs
Construction TypeLog
Roof TypeGambrel
Roof MaterialMetal
Lot Area139,392 sqft
TerrainRolling
View / LotRural
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemFloor/Wall Furnace
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0004624946
Street Address4605 RIPPLE RD
CityBONNER
StateMT
Zip59823-8503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS06, T13 N, R16 W, C.O.S. 6147, PARCEL 3C
Legal Range16W
Legal Township13N
Legal Section06
Legal SubdivisionCERTIFICATE SURV 6147 03C
Legal Block3
JurisdictionMISSOULA MT
Township / Civil DivisionSEELEY LAKE-BLACKFOOT VALLEY
Census Block Group3
Census Block3143
Census Tract1802

Owner

Source: Missoula County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4605 RIPPLE RD, BONNER, MT 59823-8503
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2026Deed of Trust, Mortgage · Line of Credit
TRAILWEST BANK
May 1, 2018Warranty Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 8, 2013 · Amount on Record
Deed SaleAug 8, 2013 · Amount on Record
Deed Document Number201315990
Deed Book / Page917 / 956
Prior Transfer DateFeb 23, 2010
Prior Transfer Doc0000003866
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMISSOULA MT
Property Address4605 RIPPLE RD, BONNER, MT 59823-8503
Transaction TypeMortgage
Record UpdatedMar 25, 2026
Title CompanyTITLE SERVICES, INC., TITLE SERVICE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4605 RIPPLE RD, BONNER, MT 59823-8503

Mortgage

Document Number0011251206
DateMar 13, 2026
Book Page1125/1206
Instrument202603743
Lender
NameTRAILWEST BANK
TypeBank
AddressMISSOULA, MT 59804
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueMar 15, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMISSOULA MT
Recording DateMay 1, 2018
Property Address4605 RIPPLE RD, BONNER, MT 59823-8503
Document Number0009960071
Book / Page000996 / 000071
Instrument DateMay 1, 2018
Instrument6855
Transaction TypeTransfer
Record UpdatedMay 24, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4605 RIPPLE RD POTOMAC MT 598238503, POTOMAC, MT 59823-8503

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMontana
CountyMissoula County
Secondary School DistrictMissoula High School District (09 - 12)
Elementary School DistrictPotomac Elementary School District (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$440,400 (-) Land $134,140 Building $306,260$440,400 (-) Land $134,140 Building $306,260
2025$2,220.00 (-20.97%)$440,400 (+16.76%) Land $134,140 Building $306,260$440,400 (+16.76%) Land $134,140 Building $306,260
2024$2,809.00 (-1.95%)
2023$2,865.00$377,200$377,200 Land $92,800 Building $284,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 85% of the US · above 79% of Montana
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Blackfoot Telephone Cooperative
DSL		10 / 1

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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