4605 Regent St, Duluth, MN 55804 Property Records

St. Louis County property record for 4605 Regent St, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,316 sqft · built 1982
Lot Size	0.16 acres (7,002 sqft)
Owner	Individual Name on File
Last Sale	$372,000 (May 2021)
Tax Bill	$3,602 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010-3010-00680`

Property Details

APN / Parcel Number

Primary APN	`010-3010-00680`
Alternative APN	`1109694`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,316 sqft Gross Area
1st Floor Area	1,658 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	7,002 sqft (0.16 acres)
Garage Area	308 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	273 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Account Number	1109694
Street Address	4605 REGENT ST
City	DULUTH
State	MN
Zip	55804-2329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0015 BLOCK:032 SERIAL #
Legal Subdivision	LONDON ADD TO DULUTH
Legal Block	32
Legal Lot Number	15
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	5
Census Block	5009
Census Tract	600

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	11350 DEER RIDGE LN, HOPKINS, MN 55343-4125
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 14, 2020	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 27, 2021 · Amount on Record
Deed Sale	May 27, 2021 · Amount on Record
Prior Sale	Aug 24, 2012 · Amount on Record
Deed Document Number	20211415214
Prior Transfer Date	Oct 20, 1989
Prior Transfer Doc	0001025506
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 27, 2021
Property Address	4605 REGENT ST, DULUTH, MN 55804-2329
Document Number	0001415214
Instrument Date	May 14, 2021
Instrument	1415214
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,227.60
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11350 DEER RIDGE LN, MINNETONKA, MN 55343-4125

Mortgage

Document Number	0001415215
Date	May 27, 2021
Instrument	1415215

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4605 REGENT ST, DULUTH, MN 55804-2329
Document Number	00A1381525
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4605 REGENT ST DULUTH MN 558042329, DULUTH, MN 55804-2329

Mortgage

Document Number	00A1381525
Date	Jun 4, 2020
Instrument	A1381525

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,602.00 (+7.72%)
2025	$3,344.00 (+1,42%)	$259,000 (+6.58%) Land $19,200 Building $239,800	$259,000 (+6.58%) Land $19,200 Building $239,800
2024	$220.00	$243,000 (+1,575.86%) Land $18,800 Building $224,200	$243,000 (+1,575.86%) Land $18,800 Building $224,200
2022		$14,500 Land $14,500	$14,500 Land $14,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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