4605 Oak Cir, Sebring, FL 33870 Property Records

Highlands County property record for 4605 Oak Cir, Sebring, FL 33870

Property Summary

Property Type	Warehouse, Storage
Details	6 ba · 5,965 sqft · built 1986
Lot Size	0.309 acres (13,481 sqft)
Owner	Company Name on File
Last Sale	$290,000 (May 2015)
Tax Bill	$2,982 (2024)
Deeds & Mortgages	Oct 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`C095904000001690`

Property Details

APN / Parcel Number

Primary APN	`C095904000001690`
Alternative APN	`C-09-35-29-040-0000-1690`

Interior

Full Baths	6 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	5,965 sqft Gross Area
1st Floor Area	3,140 sqft
Office	1,276 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Exterior Material	Concrete Block
Construction Type	Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	13,481 sqft (0.309 acres)
Lot Dimensions	125 ft deep x 96 ft wide
Fence	Fence

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	C095904000001690
Street Address	4605 OAK CIR
City	SEBRING
State	FL
Zip	33870-8810
Property Category	Industrial
Property Type	Industrial > Warehouse, Storage
Local Zoning Code	B3
Legal Description	SEBRING OAKS PB 7-PG 40 LOT 169
Legal Range	29E
Legal Township	35S
Legal Section	09
Legal Subdivision	SEBRING OAKS
Legal Lot Number	169
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1016
Census Tract	961303

Owner

4605 Oak Cir, an industrial property, is owned by a company that bought it in May 2015.

Source: Highlands County records, as of December 12, 2025

Owner of Record	Company Name on File
Mailing Address	4210 LAFAYETTE AVE, SEBRING, FL 33875-5211
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2015 · Amount on File
Deed Sale	May 22, 2015 · Amount on File
Deed Document Number	0002478527
Deed Book / Page	2478 / 527
Record Updated	Jun 8, 2026

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIGHLANDS FL
Property Address	4605 OAK CIR, SEBRING, FL 33870-8810
Document Number	0001917132
Instrument Date	Oct 23, 2018
Transaction Type	Mortgage
Record Updated	Nov 13, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	136 S RIDGEWOOD DR SEBRING FL 338703336, SEBRING, FL 33870-3336

Mortgage

Document Number	0001917132
Date	Nov 2, 2018
Book Page	002663/000319
Instrument	1917132

Lender

Name	WAUCHULA ST BK
Type	Bank
Address	SEBRING, FL 33872

Agreement

Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2038

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$215,523 (+2.38%) Land $25,000 Building $190,523	$215,523 (+2.38%) Land $25,000 Building $190,523
2024	$2,982.00 (-7.25%)	$210,515 (-2.13%) Land $25,000 Building $185,515	$210,515 (-2.13%) Land $25,000 Building $185,515
2023	$3,215.00 (+7.02%)	$215,097 (+10.23%) Land $25,000 Building $190,097	$215,097 (+10.23%) Land $25,000 Building $190,097
2022	$3,004.00	$195,136 Land $18,000 Building $177,136	$195,136 Land $18,000 Building $177,136

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4605 Oak Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4605 Oak Cir is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 64% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEEANN LAKEFRONT ESTATES private · serves 130 people · EPA ID FL6284097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20