4605 Myrtle Beach Dr, Sebring, FL 33872 Property Records

Highlands County property record for 4605 Myrtle Beach Dr, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,816 sqft · built 2004
Lot Size	0.287 acres (12,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$369,000 (Feb 2023)
Tax Bill	$5,053 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Feb 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C-04-34-28-160-3450-0110`

Property Details

APN / Parcel Number

Primary APN	`C-04-34-28-160-3450-0110`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,816 sqft Living Area
Gross Area	3,512 sqft
1st Floor Area	2,374 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	696 sqft
Driveway	Concrete Driveway
Driveway Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	513 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4605 MYRTLE BEACH DR
City	SEBRING
State	FL
Zip	33872-9046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SUN N LAKE EST OF SEBRING UNIT 16 PB 10 PG 4 LOT 11 BLK 345
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	SUN N LAKE EST
Legal Block	345
Legal Lot Number	11
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	2
Census Block	2026
Census Tract	960503

Owner

Source: Highlands County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2808 BOULDER CT, SEBRING, FL 33875-4764
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CREDIT UNION
Feb 20, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 1, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2023 · Amount on Record
Deed Sale	Feb 20, 2023 · Amount on Record
Prior Sale	Dec 1, 2022 · Amount on Record
Deed Document Number	20232137287
Deed Book / Page	2957 / 1922
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 26, 2026
Property Address	4605 MYRTLE BEACH DR, SEBRING, FL 33872-9046
Document Number	0002319154
Book / Page	3201 / 956
Instrument Date	Jun 15, 2026
Instrument	20262319154
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4605 MYRTLE BEACH DR, SEBRING, FL 33872-9046

Mortgage

Document Number	0002319154,
Date	Jun 26, 2026
Book Page	3201/956
Instrument	20262319154

Lender

Name	MIDFLORIDA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 25, 2046

Interest

Rate	6.36%
Max Rate	-1%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Feb 20, 2023
Property Address	4605 MYRTLE BEACH DR, SEBRING, FL 33872-9046
Document Number	0002137287
Book / Page	2957 / 1922
Map Reference	MB 10 PG 4
Instrument Date	Feb 17, 2023
Instrument	2137287
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,583.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5941 TOWER DR, MANITOU BEACH, MI 49253-9680

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2808 BOULDER CT, SEBRING, FL 33875-4764

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 1, 2022
Property Address	4605 MYRTLE BEACH DR, SEBRING, FL 33872-9046
Document Number	0002126078
Book / Page	2944 / 695
Map Reference	MB 10 PG 4
Instrument Date	Nov 17, 2022
Instrument	2126078
Transaction Type	Transfer
Record Updated	Dec 16, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1071 LAKE BALDWIN LN UNIT 214, 214, ORLANDO, FL 32814-6822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 W MAIN ST, PLAIN CITY, OH 43064-1167

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,053.00 (+16.72%)	$284,657 (+0.25%) Land $27,500 Building $257,157	$284,657 (+0.25%) Land $27,500 Building $257,157
2024	$4,329.00 (+1.76%)
2023	$4,254.00 (+1.43%)	$283,939 (+3.96%) Land $22,500 Building $261,439	$283,939 (+3.96%) Land $22,500 Building $261,439
2022	$4,194.00	$273,126 Land $14,500 Building $258,626	$273,126 Land $14,500 Building $258,626

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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