4605 McDonald Rd, Apison, TN 37302 Property Records

Hamilton County property record for 4605 McDonald Rd, Apison, TN 37302 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details6 ba · 3,003 sqft · built 2009
Lot Size2.48 acres (108,029 sqft)
OwnerIndividual Name on File
Last Sale$1,375,000 (Jun 2025)
Tax Bill$3,875 (2025)
Deeds & MortgagesJun 2025 Sale & Mortgage
Jan 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0000139332

Property Details

APN / Parcel Number

Primary APN0000139332
Alternative APN
  • 152 046

Interior

Full Baths6 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area3,003 sqft Living Area

Exterior

Year BuiltBuilt 2009
Architectural StyleRanch
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area108,029 sqft (2.48 acres)
Lot Dimensions557 ft deep x 127 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000139332
Old Parcel Number152 046
Street Address4605 MCDONALD RD
CityAPISON
StateTN
Zip37302-9550
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 12 MC DONALD TERRACE PB 58 PG 3 OUT REV PB 134 PG 51 OF 151-49 FOR 1997
Legal SubdivisionMC DONALD TERRACE
Legal Lot Number12
JurisdictionHAMILTON TN
Township / Civil Division7
Census Block Group2
Census Block2005
Census Tract11204

Owner

Source: Hamilton County records · APN 0000139332

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4605 MCDONALD RD, APISON, TN 37302-9550
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2025Warranty Deed, Transfer · Conventional Mortgage
PINNACLE BANK
Jan 19, 2023Warranty Deed, Transfer
PINNCACLE BANK
Oct 02, 2019Deed of Trust, Mortgage · Line of Credit
FIRSTBANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 23, 2025 · Amount on Record
Deed SaleJun 23, 2025 · Amount on Record
Prior SaleJan 19, 2023 · Amount on Record
Deed Document Number2025062300190
Deed Book / Page13960 / 446
Record UpdatedJun 08, 2026

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJun 23, 2025
Property Address4605 MCDONALD RD, APISON, TN 37302-9550
Document Number0000000190
Book / Page13960 / 446
Map ReferenceMB 134 PG 51
Instrument DateJun 20, 2025
Instrument2025062300190
Transaction TypeTransfer
Record UpdatedJan 01, 2026
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,087.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4605 MCDONALD RD, APISON, TN 37302-9550

Mortgage

Document Number0013960449
DateJun 23, 2025
Instrument13960/449
Lender
NamePINNACLE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2055
Interest
Rate TypeAdjustable Rate
Rate6.37%
AdjustableAdjustable Rate Rider
Type Change DateJul 01, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change11.3%
IndexSOFR Average 30-Day
Margin3
Max Rate11.3%

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJan 19, 2023
Property Address4605 MCDONALD RD, APISON, TN 37302-9550
Document Number0000000172
Book / Page13192 / 662
Map ReferenceMB 58 PG 3-1
Instrument DateJan 18, 2023
Instrument2023011900172
Transaction TypeTransfer
Record UpdatedJan 01, 2026
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,550.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7443 COMMONS BLVD # 102, 102, CHATTANOOGA, TN 37421-2895

Mortgage

Document Number0131920665
DateJan 19, 2023
Instrument13192-0665
Lender
NamePINNCACLE BANK
TypeBank
Agreement
AmountAmount Recorded

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address4605 MCDONALD RD, APISON, TN 37302-9550
Document Number1009000074
Instrument DateOct 02, 2019
Transaction TypeMortgage
Record UpdatedOct 23, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4605 MCDONALD RD APISON TN 373029550, APISON, TN 37302-9550

Mortgage

Document Number1009000074
DateOct 09, 2019
Book Page011784/000208
Instrument191009000074
Lender
NameFIRSTBANK
TypeBank
AddressNASHVILLE, TN 37201
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 08, 2029
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityCollegedale City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,875.00 (-20.64%)$255,675 (+98.66%)$1,022,700 (+98.66%) Land $160,100 Building $862,600
2023$4,883.00$128,700$514,800 Land $60,800 Building $454,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskModerate
above 47% of the US · above 64% of Tennessee
Wildfire LikelihoodAbout 1 in 1,064 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Electric Power Board of Chattanooga, TennesseeFiber100,000 / 100,000
XfinityCable1,200 / 35

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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