4605 Holder Rd, Durham, NC 27703 Property Records

Durham County property record for 4605 Holder Rd, Durham, NC 27703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,970 sqft · built 1976
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (May 2023)
Tax Bill	$3,176 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0850-57-5557`

Property Details

APN / Parcel Number

Primary APN	`0850-57-5557`
Alternative APNs	`0850-57-55-5724` `085002575549` `165472`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,970 sqft Heated Area
1st Floor Area	1,208 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	29,621 sqft (0.68 acres)
Lot Dimensions	250 ft deep x 120 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	4605 HOLDER RD
City	DURHAM
State	NC
Zip	27703-9732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PROP-SHUFFLER KIMBERLY/LT #01 GR PT LT#02 SM PT PL:000130-000167
Legal Subdivision	W L HOLLOWAY
Legal Lot Number	1,2
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	1
Census Block	1008
Census Tract	1808

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4605 HOLDER RD, DURHAM, NC 27703-9732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 11, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage MARY M GOODWIN ETAL
Nov 27, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2023 · Amount on File
Deed Sale	May 30, 2023 · Amount on File
Prior Sale	Jul 11, 2022 · Amount on File
Deed Document Number	202363030
Deed Book / Page	9925 / 1
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	May 30, 2023
Property Address	4605 HOLDER RD, DURHAM, NC 27703-9732
Document Number	0099250001
Book / Page	9925 / 1
Map Reference	MB 130 PG 167
Instrument Date	May 26, 2023
Instrument	2023063030
Transaction Type	Transfer
Record Updated	Jun 8, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3523 N ROXBORO ST # ST11D, ST11D, DURHAM, NC 27704-2740

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4605 HOLDER RD, DURHAM, NC 27703-9732

Mortgage

Document Number	2023063031
Date	May 30, 2023
Instrument	2023063031

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jul 11, 2022
Property Address	4605 HOLDER RD, DURHAM, NC 27703-9732
Document Number	0097380098
Book / Page	9738 / 98
Map Reference	MB 85 PG 65
Instrument Date	Jun 20, 2022
Instrument	2022028383
Transaction Type	Transfer
Record Updated	Jul 20, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3884 BROWN ROAD, 3884, ROUGEMONT, NC 27572

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4605 HOLDER RD, DURHAM, NC 27703-9732

Mortgage

Document Number	2022028384
Date	Jul 11, 2022
Instrument	2022028384

Lender

Name	MARY M GOODWIN ETAL
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	4605 HOLDER RD, DURHAM, NC 27703-9732
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0083150147
Date	Nov 27, 2017
Book Page	8315/147
Instrument	2017041369

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	APEX, NC 27502

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	4605 HOLDER RD, DURHAM, NC 27703-9732
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0089320123
Date	May 4, 2020
Book Page	8932/123
Instrument	2020015523

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2035

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,176.00 (+3.59%)	$422,842 (-) Land $121,800 Building $301,042	$422,842 (-) Land $121,800 Building $301,042
2025	$3,066.00 (+48.91%)	$422,842 (+115.24%) Land $121,800 Building $301,042	$422,842 (+115.24%) Land $121,800 Building $301,042
2023	$2,059.00 (+3.78%)	$196,451 Land $41,975 Building $154,476	$196,451 Land $41,975 Building $154,476
2022	$1,984.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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