4605 Flagstone, Schertz, TX 78154 Property Records

Guadalupe County property record for 4605 Flagstone, Schertz, TX 78154

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,827 sqft · built 1999
Lot Size0.21 acres (9,139 sqft)
OwnerIndividual Name on Record
Last Sale$392,097 (Dec 2022)
Tax Bill$5,686 (2025)
Deeds & MortgagesDec 2022 Mortgage
Sep 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN1G1049100301900000

Property Details

APN / Parcel Number

Primary APN1G1049100301900000
Alternative APNs
  • 000000023387
  • 000000261319
  • 000000279403
  • 23387

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,827 sqft Living Area
Gross Area2,295 sqft
1st Floor Area1,827 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialBrick Veneer
Roof TypeHip
Lot Area9,139 sqft (0.21 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area48 sqft
Patio Area280 sqft
Storage Building80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4605 FLAGSTONE
CitySCHERTZ
StateTX
Zip78154-1110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 19 BLK: 3 ADDN: FOREST RIDGE #1
Legal SubdivisionFOREST RIDGE #1
Legal Block3
Legal Lot Number19
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group3
Census Block3010
Census Tract210709

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4605 FLAGSTONE, SCHERTZ, TX 78154-1110
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2022Vendor's Lien, Transfer · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Sep 2, 2022Warranty Deed, Transfer
Sep 2, 2021Intrafamily Transfer, Transfer · VA Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 5, 2022 · Amount on Record
Deed SaleDec 5, 2022 · Amount on Record
Prior SaleSep 2, 2022
Deed Document Number202236378
Prior Transfer DateOct 28, 2015
Prior Transfer Doc0000022488
Record UpdatedSep 20, 2026

December 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionGUADALUPE TX
Recording DateDec 5, 2022
Property Address4605 FLAGSTONE, SCHERTZ, TX 78154-1110
Document Number0099036378
Map ReferenceVOL 5 PG 354A
Instrument DateDec 2, 2022
Instrument202299036378
Transaction TypeTransfer
Record UpdatedDec 20, 2022
Title CompanyINDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4605 FLAGSTONE, SCHERTZ, TX 78154-1110

Mortgage

Document Number0099036379
DateDec 5, 2022
Instrument202299036379
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGUADALUPE TX
Recording DateSep 2, 2022
Property Address4605 FLAGSTONE, SCHERTZ, TX 78154-1110
Document Number0099027831
Map ReferenceVOL 5 PG 354A
Instrument DateSep 1, 2022
Instrument202299027831
Transaction TypeTransfer
Record UpdatedApr 18, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address175 GREENWICH ST FL 57TH, 57TH, NEW YORK, NY 10007-2439
InvestorPossibly a Property Investor

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGUADALUPE TX
Recording DateSep 2, 2021
Property Address4605 FLAGSTONE, SCHERTZ, TX 78154-1110
Document Number0099030580
Map ReferenceVOL 5 PG 354A
Instrument DateAug 29, 2021
Instrument202199030580
Transaction TypeTransfer
Record UpdatedSep 15, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4605 FLAGSTONE, SCHERTZ, TX 78154-1110

Mortgage

Document Number0099030581
DateSep 2, 2021
Instrument202199030581
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
CountyGuadalupe County
MunicipalitySchertz City
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$275,810 (-6.91%) Land $51,831 Building $223,979$275,810 (-6.91%) Land $51,831 Building $223,979
2025$5,686.00 (-4.69%)$296,291 (-5.78%) Land $50,054 Building $246,237$296,291 (-5.78%) Land $50,054 Building $246,237
2024$5,966.00 (-2.68%)
2023$6,130.00 (+21%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$314,453 Land $48,577 Building $265,876$314,453 Land $48,577 Building $265,876
2022$5,066.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SCHERTZ
serves 41,948 people · EPA ID TX0940003
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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