4605 E Belmont St, Sioux Falls, SD 57110 Property Records

Minnehaha County property record for 4605 E Belmont St, Sioux Falls, SD 57110

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,104 sqft · built 1994
Lot Size	0.153 acres (6,665 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Jan 2025)
Tax Bill	$3,859 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jan 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-25-104-002-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-25-104-002-000`
Alternative APN	`61404`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	1,104 sqft Finished Area
1st Floor Area	1,104 sqft
Basement Area	1,040 sqft
Finished Basement	940 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,665 sqft (0.153 acres)
Lot Dimensions	102 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	61404
Street Address	4605 E BELMONT ST
City	SIOUX FALLS
State	SD
Zip	57110-4241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLOCK 2 GOLDEN VALLEY ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	GOLDEN VALLEY ADDN
Legal Block	2
Legal Lot Number	2
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1001
Census Tract	1804

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4605 E BELMONT ST, SIOUX FALLS, SD 57110-4241
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2019	Deed of Trust, Mortgage · FHA Mortgage SIOUX FALLS FCU
Jan 3, 2025	Warranty Deed, Transfer · VA Mortgage CU MORTGAGE DIRECT LLC
Jul 23, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2025 · Amount on Record
Deed Sale	Jan 3, 2025 · Amount on Record
Prior Sale	Jul 23, 2019 · Amount on Record
Deed Document Number	2025123980
Deed Book / Page	630-D / 178
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	4605 E BELMONT ST, SIOUX FALLS, SD 57110-4241
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1863MTG/357
Date	Jul 23, 2019
Book Page	1863 MTG/357

Lender

Name	SIOUX FALLS FCU
Type	Credit Union
Address	SIOUX FALLS, SD 57104

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jan 3, 2025
Property Address	4605 E BELMONT ST, SIOUX FALLS, SD 57110-4241
Document Number	DEED630/178
Book / Page	DEED630 / 178
Instrument Date	Dec 30, 2024
Instrument	123980
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4605 E BELMONT ST, SIOUX FALLS, SD 57110-4241

Mortgage

Document Number	0001993986
Date	Jan 3, 2025
Instrument	1993/986

Lender

Name	CU MORTGAGE DIRECT LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	4605 E BELMONT ST, SIOUX FALLS, SD 57110-4241
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1863MTG/360
Date	Jul 23, 2019
Book Page	1863 MTG/360

Lender

Name	SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Type	Government Agency
Address	PIERRE, SD 57501

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,964 (-1.62%) Land $28,088 Building $253,876	$281,964 Land $28,088 Building $253,876
2025	$3,859.00	$286,600 (-2.45%) Land $28,400 Building $258,200
2024	$3,859.00 (+26.65%)	$293,800 (+44.94%) Land $28,400 Building $265,400
2022	$3,047.00	$202,700 Land $28,400 Building $174,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Bluepeak.

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