4605 Cooper Rd, Plant City, FL 33565 Property Records

Hillsborough County property record for 4605 Cooper Rd, Plant City, FL 33565

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,818 sqft · built 1977
Lot Size2.35 acres (102,566 sqft)
Owner2 Individual Names on File
Last Sale$379,900 (Aug 2020)
Tax Bill$6,700 (2025)
Deeds & MortgagesMar 2022 Line of Credit
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN080719-0160

Property Details

APN / Parcel Number

Primary APN080719-0160
Alternative APN
  • U042821ZZZ000003440100

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories1 Story
Building Area2,818 sqft Living Area
Gross Area4,063 sqft
1st Floor Area2,818 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2011
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area102,566 sqft
Lot Dimensions620 ft deep x 165 ft wide
Garage TypeAttached
Garage Area625 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchScreened Porch
Porch Area870 sqft
Shed1 Shed
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0807190160
Street Address4605 COOPER RD
CityPLANT CITY
StateFL
Zip33565-3641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAS-1
Legal DescriptionN 165 FT OF S 330 FT OF SE 1/4 OF SW 1/4 OF SW 1/4 LYING W OF COOPER RD
Legal Range21E
Legal Township28S
Legal Section04
Legal SubdivisionUNPLATTED
Legal TractZZZ
Legal Block3
Legal Lot Number44010
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionPLANT CITY
Census Block Group1
Census Block1002
Census Tract10105

Owner

4605 Cooper Rd is owned and occupied by two individuals who bought it in August 2020.

Source: Hillsborough County records, as of October 1, 2026

Owner of Record2 Individual Names on File
Mailing Address4605 COOPER RD, PLANT CITY, FL 33565-3641
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2022Deed of Trust, Mortgage · Line of Credit
SOUTH STATE BANK NA
Aug 3, 2020Warranty Deed, Transfer · Conventional Mortgage
GOLD STAR MORTGAGE FINANCIAL GROUP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2020 · Amount on File
Deed SaleAug 3, 2020 · Amount on File
Prior SaleNov 15, 2016 · Amount on File
Deed Document Number2020312966
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address4605 COOPER RD, PLANT CITY, FL 33565-3641
Transaction TypeMortgage
Record UpdatedApr 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4605 COOPER RD, PLANT CITY, FL 33565-3641

Mortgage

Document Number0000155956
DateMar 25, 2022
Instrument2022155956
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressWINTER HAVEN, FL 33880
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueMar 20, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateAug 3, 2020
Property Address4605 COOPER RD, PLANT CITY, FL 33565-3641
Document Number0000312966
Instrument DateJul 7, 2020
Instrument2020312966
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyHOME SOLUTION TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,659.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address37652 STATE ROAD 54, 37652, ZEPHYRHILLS, FL 33542-5424

Transferred To (Grantee/Buyer)

NameVerified Name
Address11305 LINBANKS PL, TEMPLE TERRACE, FL 33617-2520

Mortgage

Document Number0000312967
DateAug 3, 2020
Instrument2020312967
Lender
NameGOLD STAR MORTGAGE FINANCIAL GROUP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4605 Cooper Rd was $6,700 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$383,785 (+2.7%)$581,675 (+0.59%) Land $136,809 Building $444,866
2025$6,700.00 Homeowner's exemption$373,695$578,287 Land $125,776 Building $452,511
2023$5,966.00 (+4.1%) Homeowner's exemption$352,585 (+3%)$550,608 (+0.77%) Land $105,917 Building $444,691
2022$5,731.00 Homeowner's exemption$342,316$546,392 Land $91,574 Building $454,818

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4605 Cooper Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 43 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims14 (1988–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 9 claims
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4605 Cooper Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 43% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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