4605 Concord Rd, Waco, TX 76705 Property Records

McLennan County property record for 4605 Concord Rd, Waco, TX 76705

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,410 sqft · built 1888
Lot Size1.56 acres (68,302 sqft)
OwnerIndividual Name on Record
Last Sale$66,500 (Jul 2006)
Tax Bill$663 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN28-057000-059200-1

Property Details

APN / Parcel Number

Primary APN28-057000-059200-1
Alternative APNs
  • 2805700005920010111
  • 127074

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,410 sqft Living Area
1st Floor Area1,410 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1888
Effective Year BuiltEffective 1971
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
Lot Area68,302 sqft
Lot Dimensions267 ft deep x 290 ft wide
Garage TypeCarport
Garage Area140 sqft
CarportCarport
Carport Area140 sqft

Exterior Amenities

PorchOpen Porch
Porch Area272 sqft
Patio Area48 sqft
Storage Building480 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4605 CONCORD RD
CityWACO
StateTX
Zip76705-2346
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeI
Legal DescriptionTOMAS DE LA VEGA ACRES 1.568
Legal SubdivisionTOMAS DE LA VEGA
Legal Lot Number3
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group3
Census Block3021
Census Tract1700

Owner

Source: McLennan County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4605 CONCORD RD, WACO, TX 76705-2346
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 10, 2006 · Amount on Record
Deed SaleJul 10, 2006 · Amount on Record
Deed Document Number200624624
Last Transfer DateDec 16, 2008
Transfer Doc0000037994
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Recording DateAug 26, 2026
Property Address4605 CONCORD RD, WACO, TX 76705-2346
Document Number0000027595
Instrument DateAug 18, 2026
Instrument202627595
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4605 CONCORD RD, WACO, TX 76705-2346

Mortgage

Document Number0000027595,
DateAug 26, 2026
Instrument202627595
Lender
NameAMERICAN FINANCING
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityBellmead City
CountyMcLennan County
Unified School DistrictLa Vega Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$117,115 (+1%)$118,918 (+3.07%) Land $27,120 Building $91,798
2025$663.00 (+20.77%) Homeowner's exemption Disabled Person's exemption$106,468 (+21%) Land $22,940 Building $92,440$115,380 (+31.13%) Land $22,940 Building $92,440
2024$549.00 (+15.34%)
2023$87,990 Land $22,940 Building $65,050$87,990 Land $22,940 Building $65,050
2022$476.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1996–2007)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 84% of Texas
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELLMEAD
serves 10,664 people · EPA ID TX1550001
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityArsenic
resolved · Jan 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Central Link Broadband
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Concord Rd

Nearby Streets

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