4605 Co Rd 656, Webster, FL 33597 Property Records

Sumter County property record for 4605 Co Rd 656, Webster, FL 33597

Property Summary

Property Type	Single Family Home
Details	1,134 sqft · built 1987
Lot Size	1.02 acres (44,562 sqft)
Owner	2 Individual Names on File
Last Sale	$72,000 (May 2017)
Tax Bill	$1,601 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage Mar 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`R14-485`

Property Details

APN / Parcel Number

Primary APN	`R14-485`
Alternative APNs	`142221R14485` `1072440`

Interior

Building Area	1,134 sqft Living Area
Gross Area	1,362 sqft
1st Floor Area	1,134 sqft
Utility Area	288 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Block
Construction Type	Masonry / Concrete Block
Lot Area	44,562 sqft (1.02 acres)
Porch	Enclosed Porch
Porch Area	228 sqft

Location & Zoning

Street Address	4605 CR 656
City	WEBSTER
State	FL
Zip	33597-7353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT NW COR OF NE 1/4 OF NE 1/4 OF NW 1/4 FOR A POB RUN E 129 FT S 350.68 FT W 129 FT N 351 FT TO POB & THAT PORTION OF SEC 11 TWP 22S RNG 21E DESC AS: THE W 129 FT OF THAT PORTION OF SE 1/4 OF SE 1/4 OF SW 1/4 LYING S OF CROOM RD AND THA *** CONTI
Legal Range	21E
Legal Township	22S
Legal Section	14
Jurisdiction	SUMTER FL
Township / Civil Division	BUSHNELL-CENTER HILL
Census Block Group	1
Census Block	1032
Census Tract	910601

Owner

4605 Co Rd 656 is owned and occupied by two individuals who bought it in May 2017.

Source: Sumter County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4605 CR 656, WEBSTER, FL 33597-7353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2017	Grant Deed, Transfer · Conventional Mortgage UNIVERSAL AMERICAN MTG
Mar 7, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2017 · Amount on File
Deed Sale	May 1, 2017 · Amount on File
Prior Sale	Mar 7, 2017
Deed Book / Page	3263 / 710
Prior Transfer Date	May 31, 2014
Prior Transfer Doc	0028080463
Record Updated	Jun 8, 2026

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUMTER FL
Recording Date	Jun 5, 2017
Property Address	4605 CR 656, WEBSTER, FL 33597-7353
Document Number	0032630710
Book / Page	003263 / 000710
Instrument Date	May 19, 2017
Instrument	60018588
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$504.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4605 COUNTY ROAD 656 WEBSTER FL 33597, WEBSTER, FL 33597

Mortgage

Document Number	32630714
Date	Jun 5, 2017
Book Page	003263/000714
Instrument	60018589

Lender

Name	UNIVERSAL AMERICAN MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2047

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SUMTER FL
Recording Date	Mar 7, 2017
Property Address	4605 CR 656, WEBSTER, FL 33597-7353
Document Number	0032260581
Book / Page	003226 / 000581
Instrument Date	Feb 23, 2017
Instrument	60007789
Transaction Type	Foreclosure
Record Updated	Apr 10, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3900 CAPITOL CITY BLVD LANSING MI 489062147, LANSING, MI 48906-2147
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4605 Co Rd 656 was $1,601, up 9.8% from the year before.

Source: Sumter County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,601.00 (+9.81%)	$114,940 Land $19,440 Building $95,500	$114,940 Land $19,440 Building $95,500
2024	$1,458.00 (+23.87%)
2023	$1,177.00 (-17.4%)	$101,400 (-18.96%) Land $10,320 Building $91,080	$101,400 (-18.96%) Land $10,320 Building $91,080
2022	$1,425.00	$125,120 Land $10,320 Building $114,800	$125,120 Land $10,320 Building $114,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4605 Co Rd 656 in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	23 (1995–2024)
Claims Outside the SFHA	4 of 23
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Frances, Sep 2004 · 7 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4605 Co Rd 656 is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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