DeKalb County property record for 4605 Co Rd 22, Waterloo, IN 46793
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,196 sqft · built 2020 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $113,600 (Aug 2015) |
| Tax Bill | $515 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Feb 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-02-36-200-004.000-018 |
| Primary APN | 17-02-36-200-004.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 100236200004 |
|---|---|
| Street Address | 4605 COUNTY ROAD 22 |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT W1/2 NE1/4 SECTION 36 TWP 35 RANGE 13 ACRES 0.5000 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 3 |
| Census Block | 3059 |
| Census Tract | 20100 |
4605 Co Rd 22 is owned and occupied by an individual who bought it in August 2015.
Source: DeKalb County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4605 COUNTY ROAD 22, WATERLOO, IN 46793-9744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · VA Mortgage MORTGAGEPROS LLC |
| Feb 22, 2023 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Nov 16, 2020 | Deed of Trust, Mortgage · VA Mortgage MID-CONTINENT FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2015 · Amount on File |
| Deed Sale | Aug 28, 2015 · Amount on File |
| Prior Sale | Sep 26, 2014 · Amount on File |
| Deed Document Number | 20154396 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 4605 COUNTY ROAD 22, WATERLOO, IN 46793-9744 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4605 COUNTY ROAD 22, WATERLOO, IN 46793-9744 |
| Document Number | 0202506848 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 202506848 |
| Name | MORTGAGEPROS LLC |
|---|---|
| Type | Mortgage Company |
| Address | 880 W LONG LAKE RD STE 300, TROY, MI 48098 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 4605 COUNTY ROAD 22, WATERLOO, IN 46793-9744 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0202300885 |
|---|---|
| Date | Feb 22, 2023 |
| Instrument | 202300885 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 4605 COUNTY ROAD 22, WATERLOO, IN 46793-9744 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2021 |
| Title Company | RELTCO INC |
| Name | Verified Name |
|---|
| Document Number | 202007299 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 202007299 |
| Name | MID-CONTINENT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 4605 Co Rd 22 was $515, down 8% from the year before.
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Smithfield Township |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $515.00 (-8.04%) | $211,100 (+2.48%) Land $21,800 Building $189,300 | $211,100 (+2.48%) Land $21,800 Building $189,300 |
| 2024 | $560.00 (+26.41%) | $206,000 (+4.94%) Land $21,000 Building $185,000 | $206,000 (+4.94%) Land $21,000 Building $185,000 |
| 2023 | $443.00 (-3.06%) | $196,300 (+11.79%) Land $19,800 Building $176,500 | $196,300 (+11.79%) Land $19,800 Building $176,500 |
| 2022 | $457.00 | $175,600 Land $17,200 Building $158,400 | $175,600 Land $17,200 Building $158,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4605 Co Rd 22 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Mar 2009 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4605 Co Rd 22 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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