4605 Briar Ridge Rd, Oceanside, CA 92056 Property Records

San Diego County property record for 4605 Briar Ridge Rd, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,418 sqft · built 1985
Lot Size	0.178 acres (7,745 sqft)
Owner	Individual Name on Record
Last Sale	$377,000 (Jul 2013)
Tax Bill	$5,193 (2025)
Deeds & Mortgages	May 2023 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`161-521-11-00`

Property Details

APN / Parcel Number

Primary APN	`161-521-11-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,418 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	7,745 sqft (0.178 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4605 BRIAR RIDGE RD
City	OCEANSIDE
State	CA
Zip	92056-2233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 281 TR 010727
Legal Subdivision	GUAJOME MESA
Legal Tract	010727
Legal Block	2
Legal Lot Number	281
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2001
Census Tract	19304

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4605 BRIAR RIDGE RD, OCEANSIDE, CA 92056-2233
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2013 · Amount on Record
Deed Sale	Jul 11, 2013 · Amount on Record
Prior Sale	Nov 17, 2009 · Amount on Record
Deed Document Number	2013434793
Prior Transfer Date	Jun 3, 2013
Prior Transfer Doc	0000434792
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4605 BRIAR RIDGE RD, OCEANSIDE, CA 92056-2233
Transaction Type	Mortgage
Record Updated	Jun 1, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4605 BRIAR RIDGE RD, OCEANSIDE, CA 92056-2233

Mortgage

Document Number	0000133200
Date	May 22, 2023
Instrument	2023-0133200

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 24, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4605 BRIAR RIDGE RD, OCEANSIDE, CA 92056-2233
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4605 BRIAR RIDGE RD, OCEANSIDE, CA 92056-2233

Mortgage

Document Number	0000212028
Date	Apr 27, 2020
Instrument	2020-0212028

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$471,382 (+2%) Land $325,092 Building $146,290
2025	$5,193.00 (+8.71%) Homeowner's exemption	$462,140 (+4.04%) Land $318,718 Building $143,422
2023	$4,777.00 (+0.27%) Homeowner's exemption	$444,196 Land $306,343 Building $137,853
2022	$4,764.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

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