4605 Baldwin Rd, Laingsburg, MI 48848 Property Records

Shiawassee County property record for 4605 Baldwin Rd, Laingsburg, MI 48848

Property Summary

Property Type	Single Family Home
Lot Size	3.2 acres (139,392 sqft)
Owner	2 Individual Names on Record
Last Sale	$232,700 (Nov 2020)
Tax Bill	$3,188 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-07-300-002`

Property Details

APN / Parcel Number

Primary APN	`010-07-300-002`
Alternative APN	`0100730000200`

Exterior

Lot Area	139,392 sqft (3.2 acres)

Location & Zoning

Street Address	4605 BALDWIN RD
City	LAINGSBURG
State	MI
Zip	48848-9718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 7 T6N R2E COM AT POINT 356 FT S OF NW COR OF SW 14 OF SEC E 350 FT S 400 FT W 350 FT N 400 FT TO BEG 3.2 ACRES
Legal Range	02E
Legal Township	06N
Legal Section	07
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	BENNINGTON
Census Block Group	2
Census Block	2006
Census Tract	31401

Owner

Source: Shiawassee County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4605 BALDWIN RD, LAINGSBURG, MI 48848-9718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed of Trust, Mortgage · Line of Credit LAFCU
Nov 20, 2020	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2020 · Amount on Record
Deed Sale	Nov 20, 2020 · Amount on Record
Deed Document Number	20203339132
Deed Book / Page	1275 / 447
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Recording Date	Sep 25, 2026
Property Address	4605 BALDWIN RD, LAINGSBURG, MI 48848-9718
Document Number	0003407426
Book / Page	1342 / 793
Instrument Date	Sep 18, 2026
Instrument	20263407426
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4605 BALDWIN RD, LAINGSBURG, MI 48848-9718

Mortgage

Document Number	0003407426,
Date	Sep 25, 2026
Book Page	1342/793
Instrument	20263407426

Lender

Name	LAFCU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 18, 2041

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Nov 20, 2020
Property Address	4605 BALDWIN RD, LAINGSBURG, MI 48848-9718
Document Number	0012750447
Book / Page	1275 / 447
Instrument Date	Nov 17, 2020
Instrument	3339132
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,747.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4700 S BILL RD, 4700, DURAND, MI 48429-9768

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4605 BALDWIN RD, LAINGSBURG, MI 48848-9718

Mortgage

Document Number	3339133
Date	Nov 20, 2020
Instrument	3339133

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Bennington Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,000 (+11.11%)	$298,000 (+11.11%)
2025	$3,188.00 (+2.97%) Homeowner's exemption	$134,100 (+19.41%)	$268,200 (+19.41%)
2024	$3,096.00 (+7.69%)
2023	$2,875.00 Homeowner's exemption	$112,300	$224,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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