4605 Ashley Dr, McHenry, IL 60050 Property Records

McHenry County property record for 4605 Ashley Dr, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 988 sqft · built 1969
Lot Size	0.246 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$256,000 (Oct 2026)
Tax Bill	$5,690 (2024)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-27-380-010`

Property Details

APN / Parcel Number

Primary APN	`09-27-380-010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Basement Area	988 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	10,890 sqft (0.246 acres)
Lot Dimensions	173 ft deep x 75 ft wide
Garage Area	346 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4605 ASHLEY DR
City	MCHENRY
State	IL
Zip	60050-4106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0032917 LT 3 BLK 7 BOONE VALLEY PLAT NO 2
Legal Subdivision	BOONE VALLEY PLAT NO 2
Legal Block	7
Legal Lot Number	3
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	4
Census Block	4016
Census Tract	870605

Owner

4605 Ashley Dr is owned by two individuals who bought it in October 2026.

Source: McHenry County records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	391 W TERRA COTTA AVE, 6, CRYSTAL LAKE, IL 60014-3543
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Warranty Deed, Transfer · FHA Mortgage US BANK
Sep 21, 2022	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK
Feb 20, 2020	Warranty Deed, Transfer INGEO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2026 · Amount on File
Deed Sale	Oct 9, 2026 · Amount on File
Prior Sale	Sep 21, 2022 · Amount on File
Deed Document Number	202629752
Prior Transfer Date	Aug 31, 2009
Prior Transfer Doc	0000035736
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 9, 2026
Property Address	4605 ASHLEY DR, MCHENRY, IL 60050-4106
Document Number	0000029752
Instrument Date	Sep 10, 2026
Instrument	202629752
Transaction Type	Transfer
Record Updated	Oct 22, 2026
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38,784.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0000029753,
Date	Oct 9, 2026
Instrument	202629753

Lender

Name	US BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate	6.88%
Max Rate	-1%

Mortgage

Document Number	0000029754,
Date	Oct 9, 2026
Instrument	202629754

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 21, 2022
Property Address	4605 ASHLEY DR, MCHENRY, IL 60050-4106
Document Number	0000032917
Map Reference	DOC 470115
Instrument Date	Sep 13, 2022
Instrument	2022R0032917
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 BELLE AIRE AVE, BOURBONNAIS, IL 60914-2005

Mortgage

Document Number	0000032918
Date	Sep 21, 2022
Instrument	2022R0032918

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.5%

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 20, 2020
Property Address	4605 ASHLEY DR, MCHENRY, IL 60050-4106
Document Number	0000006191
Instrument Date	Feb 10, 2020
Instrument	6191
Transaction Type	Transfer
Record Updated	Mar 9, 2020
Title Company	INGEO

Transaction

Amount	Amount on Record
Tax	$198.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3525 CYPRESS DR SPRING GROVE IL 600818617, SPRING GROVE, IL 60081-8617

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,690.00	$67,269 Land $14,082 Building $53,187	$201,807 Land $42,246 Building $159,561
2022		$55,910 Land $11,704 Building $44,206	$167,730 Land $35,112 Building $132,618

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4605 Ashley Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2013)
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4605 Ashley Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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