4605 Archer Dr, Wilmington, NC 28409 Property Records

New Hanover County property record for 4605 Archer Dr, Wilmington, NC 28409

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,204 sqft · built 1995
Lot Size0.351 acres (15,290 sqft)
OwnerIndividual Name on Record
Last Sale$503,000 (Sep 2020)
Tax Bill$3,982 (2025)
Deeds & MortgagesApr 2024 Line of Credit
Oct 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR06615-014-030-000

Property Details

APN / Parcel Number

Primary APNR06615-014-030-000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,204 sqft Living Area
1st Floor Area1,357 sqft
Basement Area1,299 sqft
Finished Basement1,299 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Foundation TypeFooting
Roof MaterialComposition Shingle
Lot Area15,290 sqft (0.351 acres)
TerrainLow
Garage TypeMixed
Garage Area578 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area32 sqft
Deck Area192 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address4605 ARCHER DR
CityWILMINGTON
StateNC
Zip28409-6606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15,RESID
Legal DescriptionLT 63 SEC 3 SOUTH OF WOODBERRY
Legal SubdivisionSOUTH OF WOODBERRYREV
Legal Block14
Legal Lot Number63
JurisdictionNEW HANOVER NC
Township / Civil DivisionWILMINGTON
Census Block Group2
Census Block2023
Census Tract12009

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4605 ARCHER DR, WILMINGTON, NC 28409-6606
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2024Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Oct 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE ASSURANCE INC
Sep 22, 2020Warranty Deed, Transfer · Conventional with PMI
MISCELLANEOUS INS CO
Apr 9, 2020Deed of Trust, Mortgage · Line of Credit
SOUTH ST BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2020 · Amount on Record
Deed SaleSep 22, 2020 · Amount on Record
Prior SaleJan 9, 1998 · Amount on Record
Deed Document Number202038744
Deed Book / Page6358 / 262
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW HANOVER NC
Property Address4605 ARCHER DR, WILMINGTON, NC 28409-6606
Transaction TypeMortgage
Record UpdatedApr 16, 2024
Title CompanySTEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address4605 ARCHER DR, WILMINGTON, NC 28409-6606

Mortgage

Document Number00669800521
DateApr 3, 2024
Book Page6698/521
Instrument2024007725
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressPO BOX 26592, RALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW HANOVER NC
Property Address4605 ARCHER DR, WILMINGTON, NC 28409-6606
Transaction TypeMortgage
Record UpdatedOct 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00650301807
DateOct 19, 2021
Book Page6503/1807
Instrument2021050444
Lender
NameMORTGAGE ASSURANCE INC
TypeMortgage Company
AddressATLANTA, GA 30338
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEW HANOVER NC
Recording DateSep 22, 2020
Property Address4605 ARCHER DR, WILMINGTON, NC 28409-6606
Document Number0063580262
Book / Page006358 / 000262
Instrument DateSep 15, 2020
Instrument38744
Transaction TypeTransfer
Record UpdatedSep 29, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,006.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4605 ARCHER DR WILMINGTON NC 284096606, WILMINGTON, NC 28409-6606

Mortgage

Document Number63580264
DateSep 22, 2020
Book Page006358/000264
Instrument38745
Lender
NameMISCELLANEOUS INS CO
AddressATLANTA, GA 30338
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 21, 2050

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW HANOVER NC
Property Address4605 ARCHER DR, WILMINGTON, NC 28409-6606
Document Number0063012714
Instrument DateApr 9, 2020
Transaction TypeMortgage
Record UpdatedMay 4, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4605 ARCHER DR WILMINGTON NC 284096606, WILMINGTON, NC 28409-6606

Mortgage

Document Number0063012714
DateApr 14, 2020
Book Page006301/002714
Instrument13199
Lender
NameSOUTH ST BK
TypeBank
AddressCHARLESTON, SC 29423-9910
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyNew Hanover County
MunicipalityWilmington City
Unified School DistrictNew Hanover County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$676,800 (-) Land $124,700 Building $552,100$676,800 (-) Land $124,700 Building $552,100
2025$3,982.00 (-8.8%)$676,800 (+34.85%) Land $124,700 Building $552,100$676,800 (+34.85%) Land $124,700 Building $552,100
2024$4,366.00 (+2.95%)
2023$4,241.00 (-0.59%)$501,900 Land $97,200 Building $404,700$501,900 Land $97,200 Building $404,700
2022$4,266.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 36 policies
Nearby Flood Policies36 in force
Nearby Flood Claims5 (2018–2021)
Claims Outside the SFHA5 of 5
Most Recent ClaimSep 2021 · rainfall accumulation
Claims by Event
  • Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCFPUA-WILMINGTON
serves 212,227 people · EPA ID NC0465010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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