Cabarrus County property record for 4605 Amberdeen Ct, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 2001 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $144,500 (Oct 2008) |
| Tax Bill | $1,491 (2023) |
| Deeds & Mortgages | Oct 2021 Mortgage Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11045D0303.000000 |
| Primary APN | 11045D0303.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 1,896 sqft |
| 1st Floor Area | 1,344 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 152 ft deep x 43 ft wide |
| Garage Type | Mixed |
| Garage Area | 336 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 840 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 11112 |
|---|---|
| Street Address | 4605 AMBERDEEN CT |
| City | CONCORD |
| State | NC |
| Zip | 28025-0415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | LOT 303 ST ANDREWS PH 4 MP 4 PL 37-34 |
| Legal Subdivision | ST ANDREWS PLACE BRAXT |
| Legal Lot Number | 303 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 11, CENTRAL CABARRUS |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 40501 |
4605 Amberdeen Ct is owned by two individuals who bought it in October 2008.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 750 PINEY CHURCH RD, CONCORD, NC 28025-8580 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jun 21, 2019 | Deed of Trust, Mortgage · Conventional with PMI STATE EMPS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2008 · Amount on File |
| Deed Sale | Oct 1, 2008 · Amount on File |
| Prior Sale | Oct 26, 2001 · Amount on File |
| Deed Book / Page | 8442 / 45 |
| Prior Transfer Date | Aug 30, 2007 |
| Prior Transfer Doc | 7768174 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 4605 AMBERDEEN CT, CONCORD, NC 28025-0415 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 15566304 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 15566/304 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 4605 AMBERDEEN CT, CONCORD, NC 28025-0415 |
| Document Number | 13592178 |
| Instrument Date | Jun 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 4605 AMBERDEEN CT CONCORD NC 280250415, CONCORD, NC 28025-0415 |
| Document Number | 13592178 |
|---|---|
| Date | Jul 8, 2019 |
| Book Page | 013592/000178 |
| Instrument | 17032 |
| Name | STATE EMPS CU |
|---|---|
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 7, 2039 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $309,840 (-) Land $61,000 Building $248,840 | ||
| 2025 | $309,840 Land $61,000 Building $248,840 | ||
| 2024 | $309,840 (+72.52%) Land $61,000 Building $248,840 | ||
| 2023 | $1,491.00 | $179,600 Land $40,000 Building $139,600 | $179,600 Land $40,000 Building $139,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4605 Amberdeen Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4605 Amberdeen Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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