4605 7th St, Lubbock, TX 79416 Property Records

Lubbock County property record for 4605 7th St, Lubbock, TX 79416

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,650 sqft · built 1986
Lot Size	0.393 acres (17,143 sqft)
Owner	Individual Name on Record
Tax Bill	$13,438 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Feb 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`R68655`

Property Details

APN / Parcel Number

Primary APN	`R68655`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	5,650 sqft Living Area
Fireplaces	4 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1994
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Lot Area	17,143 sqft (0.393 acres)
Garage Area	856 sqft
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4605 7TH ST
City	LUBBOCK
State	TX
Zip	79416-4714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	RUSHLAND PK BLK 25 L 12 &STRIP ON W SIDE OF L 13
Legal Subdivision	RUSHLAND PARK
Legal Block	25
Legal Lot Number	120
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2004
Census Tract	403

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4605 7TH ST, LUBBOCK, TX 79416-4714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Vendor's Lien, Transfer · Conventional Mortgage TEXAS TECH FCU
Feb 12, 2020	Deed of Trust, Construction Loan · Construction Mortgage STEVE & DEBBIE HURT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2020
Deed Sale	Sep 1, 2020
Prior Sale	Dec 2, 2011
Deed Document Number	2020038247
Record Updated	Jun 8, 2026

September 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Sep 1, 2020
Property Address	4605 7TH ST, LUBBOCK, TX 79416-4714
Document Number	0000038247
Map Reference	VOL 1484 PG 490
Instrument Date	Aug 28, 2020
Instrument	2020038247
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	WESTERN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4605 7TH ST, LUBBOCK, TX 79416-4714

Mortgage

Document Number	0000038248
Date	Sep 1, 2020
Instrument	2020038248

Lender

Name	TEXAS TECH FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

February 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Recording Date	Feb 12, 2020
Property Address	4605 7TH ST, LUBBOCK, TX 79416-4714
Document Number	0000006147
Instrument Date	Feb 11, 2020
Instrument	6147
Transaction Type	Construction Loan
Record Updated	Mar 4, 2020
Title Company	WEST TX TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4605 7TH ST LUBBOCK TX 794164714, LUBBOCK, TX 79416-4714

Mortgage

Document Number	0000006147
Date	Feb 12, 2020
Instrument	6147

Lender

Name	STEVE & DEBBIE HURT
Address	4603 7TH ST, LUBBOCK, TX 79416-4714

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 11, 2021

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,438.00 (-9.14%) Homeowner's exemption	$828,079 (-10.48%) Land $95,000 Building $733,079	$828,079 (-10.48%) Land $95,000 Building $733,079
2024	$14,790.00 (-13.99%)
2023	$17,195.00 (-4.4%)	$925,067 Land $56,572 Building $868,495	$925,067 Land $56,572 Building $868,495
2022	$17,986.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–2008)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2008 · Hurricane Ike

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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